tomo logo

$339,900

Beds
3
Baths
2.0
sq ft
1,389

1340 Montoya Dr, Deltona, FL 32738

1340 Montoya Dr

DELTONA, FL 32738

  • 16 days on market
Welcome to this stunning home in the heart of Deltona, where modern comfort meets thoughtful design. This beautifully appointed three-bedroom, two-bathroom residence showcases the best of contemporary living, completed in 2021 with an eye for quality and sustainability. Step into an open-concept living space where the kitchen takes center stage, featuring elegant granite countertops and a generous island that creates a natural gathering spot. The kitchen overlooks both the dining and living areas, making entertaining a breeze. Top-of-the-line appliances will delight any home chef, while the sleek quartz countertops in the bathrooms add a touch of luxury to your daily routine. Energy efficiency meets modern living with installed solar panels, helping to reduce both your carbon footprint and utility costs. The property offers excellent outdoor living potential with a fully fenced yard, perfect for pets, gardening, or creating your own private retreat. Situated in a family-friendly neighborhood, this home enjoys proximity to several amenities. You'll find Pine Ridge High School, Publix Super Market, and the serene Tom Hoffman Park all within easy reach. The park, just over a mile away, provides a perfect spot for weekend recreation and outdoor activities. This thoughtfully designed home combines the convenience of modern amenities with the comfort of sustainable living, offering a perfect balance for today's lifestyle. Whether you're working from home, entertaining friends, or simply enjoying quiet family time, this residence provides the ideal setting for creating lasting memories.

Details

Property type

Single Family Residence

Est. home value

$317,347

Lot size

0.23 acres

Price per sq ft

$245

Year built

2021

Annual property taxes

$4,259

HOA

No

Price History

02/06/2025
StellarMLS

StellarMLS #O6278262

Listed
$339,900
+42.88%
04/23/2021
StellarMLS

StellarMLS #T3273624

Sold
$237,900

Schools & Community

Elementary school: 

Sunrise Elem

Middle school: 

Heritage Middle

High school: 

Pine Ridge High School

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$98,574
Asking price
$339,900
Closing costs (~8% of asking)
-$27,192
Est. remaining loan balance
-$214,134
Cash to seller
$98,574

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage Llc

Loan start date

April 2021

Original loan amount

$233,590

Est. remaining balance

$214,134

Interest rate

3.02%

Loan type

FHA, 30 year

Seller

Daniel Spaulding and Heather Spaulding

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 6:50 AM

Listing updated: 02/07/2025 at 6:51 AM

Listed by: Jorge Perez Gonzalez, TBRO REALTY LLC Phone #: (407) 403-4322

MLS: StellarMLS #O6278262

StellarMLS logo

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