tomo logo

$285,000

Beds
3
Baths
2.0
sq ft
1,276

13560 Turtle Marsh Loop Unit 319, Orlando, FL 32837

13560 Turtle Marsh Loop Unit 319

ORLANDO, FL 32837

  • 12 days on market
    • Price drop $45,000↓
AS-IS-freshly painted--ALL OFFERS CONSIDERED-FLEXIBLE SALE/LEASE-Seller not in hurry-OWNER FINANCING AVAILABLE starting at 6% (current 30 year mortgage rates are over 7%) No banks required. Call Agent for realty access. Contact Seller for Owner Financing. The larger the down payment the lower the rate. Monthly payment to Seller can be under $1500 --------------------- NOTE to HomeBuyers:Problems documenting Income? Credit challenged? Did you know NO BANKS NEEDED to buy a home? See suggestions that follow. Foreign Buyers & Buyer agents welcome. --------------- 1-(First-time) Home buyers, do you know the highest price you can pay for home? Usually your highest price home you can afford will depend on YOUR DOWN PAYMENT amount and the amount you can pay monthly towards your housing payment (PITIA). A loan officer may also limit your projected MONTHLY HOUSING AMOUNT to a percentage of your income. --- Tip-if you have a smaller down payment, consider Down Payment Assistance Programs (DPAPs which also includes forgivable grants), many require taking a 1 day class. Many Loan Officers know of some DPAPs, you can also search the internet particularly in the city/county that you are considering buying a home. There are different DPAPs depending on the county / city. Some DPAPs are available only to law enforcement or 1st responder or other occupations and are sponsored by a city / county to encourage this occupations to live in certain areas. Rural/non-urban places also have DPAPs. Tip-if you are credit challenged seek ALTERNATE CREDIT documentation programs. ------ Many loan officers only offer a few alt-doc loans, you may also seek a different loan officer that offer FHA loans or Rural loans. ---------------- Tip-if you are NOT a w-2 employee you may want to seek ALTERNATE INCOME documentation loans. Many loan officers only offer a few alt-income doc loans, others offer FHA/Rural loans. Seek different loan officers for your situation. -------------------------------------- 2-MORE TIPS-if you are credit challenged OR if you have harder to document income, a bank/institutional lender may still likely approve you for a loan so long as you have larger down payment of 20-30% of your retail price. THERE ARE HOMES YOU CAN BUY WITHOUT BANK if you have a larger down payment. Foreign Buyers usually have a down payment of at least a 30%. And there are Homes that can be purchased with down payment of AT LEAST 30% of the price and the seller will finance the rest. NO BANK REQUIRED. BUYER REALTY AGENTS welcome. Foreign Buyers welcome (who usually minimally put 30% down payment). NO BANKS REQUIRED. ------------------ NOTE: (First Time) home buyers, once a seller agrees to sell you a home. You will need: (the Realty Agent will usually do, if you are using an agent) i-a written sales agreement [that will specify a good-faith/earnest money deposit to reserve home for you while the paperwork/deed is drafted to be signed on a certain date (the closing date)] ii-to deposit the earnest money with an attorney/title company; and then iii-on closing date to sign all deed paperwork with the title closing company. --------------------------- Hunters Creek known for community activities, landscaping & private parks -Golfview offers pool, spa, club house & fitness room. Walk parking lot (w/security cameras) for exercise. Walk to Target (w/grocery) & Bus Stop(for guests) at corner. Just minutes from shopping, movies, dining, golf, etc. as well as major highways for commute

Details

Property type

Condominium

Est. home value

$264,766

Lot size

0.37 acres

Price per sq ft

$224

Year built

2000

Annual property taxes

$3,298

Monthly HOA fee

$90.38

Price History

01/19/2025
StellarMLS

StellarMLS #O6269609

Price change
$285,000
-13.64%
01/10/2025
StellarMLS

StellarMLS #O6269609

Listed
$330,000
+75.53%
05/03/2021
StellarMLS

StellarMLS #O5935493

Sold
$188,000

Schools & Community

Neighborhood: 

Hunters Creek

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Gated, Clubhouse, Fitness Center, Golf

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$106,384
Asking price
$285,000
Closing costs (~8% of asking)
-$22,800
Est. remaining loan balance
-$155,816
Cash to seller
$106,384

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Equity Partners Llc

Loan start date

April 2021

Original loan amount

$169,200

Est. remaining balance

$155,816

Interest rate

3.05%

Loan type

New Conventional, 30 year

Seller

Cecilia Acenas Lim

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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13560 Turtle Marsh Loop Unit 329, Orlando, FL 32837

Status: Active

Tomo last checked: 01/22/2025 at 11:55 AM

Listing updated: 01/19/2025 at 12:57 PM

Listed by: Cyril Cruzada, CRUZADA REALTY Phone #: (407) 579-8423

MLS: StellarMLS #O6269609

StellarMLS logo

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