tomo logo

$819,000

Beds
4
Baths
2.0
sq ft
1,421

13604 Avenida del Charro, El Cajon, CA 92021

13604 Avenida del Charro

El Cajon, CA 92021

  • 13 days on market
FHA ASSUMABLE LOAN AT 3.45% Welcome to this beautifully updated four-bedroom, two-bathroom home, ideally situated in a great neighborhood with easy access to shopping, dining and freeways. Enter inside to find newer flooring, fresh paint and updated bathrooms, along with plush newer carpet for added comfort. The home features dual-pane windows for energy efficiency and central A/C to keep you cool year-round. Cozy up by the fireplace in the inviting living area and enjoy the convenience of a low-maintenance yard great for relaxation. Plus, with owned solar, youll enjoy energy savings! A Huge Bonus: This home comes with an FHA assumable loan at a 3.45% interest rate, offering a fantastic opportunity for qualified buyers! Dont miss out on this move-in-ready gemschedule a showing today!

Details

Property type

Single Family Residence

Est. home value

$748,464

Lot size

6,400 sq ft

Price per sq ft

$577

Year built

1970

Price History

03/20/2025
SanDiego

SanDiego #PTP2502016

Listed
$819,000
+17.84%
02/02/2022
SanDiego

SanDiego #PTP2107910

Sold
$695,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Grossmont Union High School District

Number of units in community: 

1

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$111,447
Asking price
$819,000
Closing costs (~8% of asking)
-$65,520
Est. remaining loan balance
-$642,033
Cash to seller
$111,447

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Guaranteed Rate Affinity Llc

Loan start date

March 2022

Original loan amount

$682,411

Est. remaining balance

$642,033

Interest rate

3.55%

Loan type

FHA, 30 year

Seller

Charles W Herman

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 11:55 PM

Listing updated: 03/28/2025 at 2:06 AM

Listed by: Jodi Elliott, Jodi Elliott, Phone #: (619) 460-6600

MLS: SanDiego #PTP2502016

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