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$3,699,000

Beds
6
Baths
6.5
sq ft
3,990

13651 Front Beach Rd, Panama City Beach, FL 32413

13651 Front Beach Rd

Panama City Beach, FL 32413

  • 68 days on market
    • Price drop $101,000↓
ATTENTION INVESTORS, PRIMARY & SECOND HOME SEEKERS!!! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort.Tropical pools with bar service, water slides and lazy river for the kids, and nothing short of white glove service. This home features its own gulf front private pool and beach walkover. Modern day amenities of this home allow for multiple generations to enjoy the beachlife, featuring a private elevator going all the way up to the third floor. Just off the pool on the first level is a great room complete with a wet bar, ice machine, full size refrigerator and a large sitting area with lots of seating, big screen tv and a foosball table. Located on this level is also a full size bathroom and bedroom. For the most stunning views of the beach this home features its living and entertaining space on the second floor. Opening up to an expansive balcony is an open concept that allows everyone to enjoy, whether you're relaxing in the deep sectional sofa, having a bite at the dining table or showing off your chef skills in the kitchen for the week featuring fresh gulf seafood, you will be sure to have a stunning view of the emerald coast's sparkling water and white sandy beach. For the chef in the family, this kitchen is sure to not disappoint, featuring Frigidaire Professional Appliances, 36'' gas range, quartz countertops, and exquisite cabinetry. In addition to the living and entertaining space on the second level, the home also features two guest bedrooms with ensuite baths and a full size washer and dryer along with a half bath. Next on the third floor is the beachfront master suite with sweeping gulf views running east to west. Stepping out on the expansive third floor balcony allows its guest to see all the way down the panhandle's coast line. Getting ready for your day or unwinding is nothing short of luxury in the exquisite master bath, featuring a massive oversized glassed-in shower with stunning tiles and a walk-in closet. The 3rd floor also includes two additional guest bedrooms with ensuite baths, as well as another bunk area. Plenty of parking with a two-car carport, as well as three additional spaces. Owners and guests will experience the ultimate in island-inspired dining and drink options with Margaritaville's signature concepts, including The Salty Rim Bar & Grill Fins Restaurant and Bar, and Joe Merchant's Coffee & Provisions.Unwind in the expansive resort oasis pool, complete with private cabanas, H20 Adventure Waterslides, and a 425-foot lazy river. Engage in a friendly game of pickleball, participate in activities on the lawn, or test your skills in the indoor arcade. At Margaritaville, they cater to every preference. If relaxation is your goal, soak up the sun on the beach. If adventure is your calling, try the bike rentals or paddleboard lessons. With options to suit every itinerary, Margaritaville promises an unforgettable beach experience. Call today for additional information on the resort, rental income potential and to see this beautiful beachfront home.

Details

Property type

Single Family Residence

Est. home value

$3,507,147

Lot size

8,276 sq ft

Price per sq ft

$928

Year built

2023

Annual property taxes

$10,726

Monthly HOA fee

$591.67

Price History

03/18/2025
CentralPanhandle

CentralPanhandle #767671

Price change
$3,699,000
-2.66%
01/24/2025
CentralPanhandle

CentralPanhandle #767671

Listed
$3,800,000
+0.26%
12/27/2023
CentralPanhandle

CentralPanhandle #741253

Sold
$3,790,000
+10.98%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Clubhouse, Sidewalks

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Northpointe Bank

Loan start date

December 2023

Original loan amount

$3,000,000

Est. remaining balance

$2,965,102

Interest rate

7.5%

Loan type

New Conventional, 30 year

Seller

Steven J Herbert and Michelle D Herbert

Lender

Northpointe Bank

Loan start date

December 2023

Original loan amount

$3,000,000

Est. remaining balance

$2,965,102

Interest rate

7.5%

Loan type

New Conventional, 30 year

Seller

Steveba J Herbert and Michelle D Herbert

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 4:55 PM

Listing updated: 03/18/2025 at 8:40 AM

Listed by: Scott Suber, Beach Haven Realty Phone #: (770) 596-6599

MLS: CentralPanhandle #767671

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