tomo logo

$1,189,000

Beds
4
Baths
3.0
sq ft
2,466

137 Saint Francis Dr N, Miramar Beach, FL 32550

137 Saint Francis Dr N

Miramar Beach, FL 32550

  • 12 days on market
Situated in the low-density community of Emerald Waters Village, with a private beach access this well-maintained beach house is attractively presented. Fully furnished and benefiting from a recent facelift, this chic beach retreat has been newly painted throughout, creating a light, fresh ambiance. The home has great curb appeal with a small lawn and a paved driveway leading to a single-car garage. The covered front porch is tucked behind a green hedge, providing a private place to sit and relax. Double doors lead you directly into the open living room, which has a spacious L-shaped sitting area with tile floors. Picture yourself unwinding on the comfortable sofa, basking in the natural light that filters through the large windows, creating a warm and welcoming atmosphere. The dining area segues into the kitchen with a row of high-back stools lined up at the breakfast bar. Wooden cabinetry and dark countertops are complemented by a full range of stainless steel appliances, including a French door refrigerator. A separate laundry provides additional out-of-sight storage and access to the backyard. The shady paver patio is the perfect spot to end the day with a family barbecue. There's space for dining together at the outdoor table and chairs. Four bedrooms and three full baths provide ample space for families and guests to spread out and enjoy the luxury of their own private space. The master bedroom is vast, with its own private balcony. Glass windows and French doors flood the space with natural light. The master bath is equally spacious with a single vanity, deep soaker tub and an oversized walk-in shower. Two additional king-size bedrooms are well proportioned and tastefully furnished. The fourth bedroom has ample space to accommodate a double and twin beds, making it ideal for families. Updates to the home include two newly replaced HVACs. This gated community has two neighborhood pools and is within easy walking distance to private beach access and local amenities including Publix and Starbucks. Convenient for spending time on the sugar-white sands of Miramar Beach, this beach retreat is well-located as a vacation home/rental. Previously rented out as a vacation rental, it grossed $62,000 in revenue last year with plenty of opportunity to increase earnings. It may also appeal as a full-time residence for families, being close to schools and local amenities. Nearby attractions include Destin Commons, live entertainment and local restaurants such as the popular Whale's Tail Beach Bar and Grill. Within easy reach of Topsail Hill Preserve State Park and Destin HarborWalk, this beach house encapsulates Miramar Beach living at its very best.

Details

Property type

Single Family Residence

Est. home value

$1,133,592

Lot size

3,049 sq ft

Price per sq ft

$483

Year built

2005

Monthly HOA fee

$176.67

Price History

03/21/2025
EmeraldCoast

EmeraldCoast #971727

Listed
$1,189,000
-5.48%
12/05/2024
EmeraldCoast

EmeraldCoast #943253

Removed
$1,257,900
09/28/2024
EmeraldCoast

EmeraldCoast #943253

Price change
$1,257,900
-0.08%

Schools & Community

Elementary school: 

Van R Butler

Middle school: 

Emerald Coast

High school: 

South Walton

Community features: 

Gated, Pool

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Cadence Bank Na

Loan start date

September 2022

Original loan amount

$1,783,100

Est. remaining balance

Not provided

Interest rate

4.59%

Loan type

SBA Participation Trust Deed, 11 year

Seller

John E Barris and Irene E Barris

Lender

Freedom Mortgage Corp

Loan start date

December 2014

Original loan amount

$406,850

Est. remaining balance

$317,016

Interest rate

3.92%

Loan type

New Conventional, 30 year

Seller

John E Barris and Irene E Barris

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 4:25 AM

Listing updated: 03/25/2025 at 8:36 AM

Listed by: Damir Simovic, Damir Simovic, Damir Simovic, Damir Simovic, Scenic Sotheby's International Realty Phone #: (850) 231-6052

MLS: EmeraldCoast #971727

EmeraldCoast logo