tomo logo

$280,000

Beds
3
Baths
3.0
sq ft
2,042

13718 SW 40th Cir, Ocala, FL 34473

13718 SW 40th Cir

OCALA, FL 34473

  • 14 days on market
No HOA, No CDD—Just a Fantastic Home with an In-Law Suite! Looking for space, versatility, and freedom from extra fees? This 4-bedroom, 3-bathroom home delivers - featuring one of the bed/bath combos having been converted into a separate in-law suite with its own private entrance, full kitchen, and bathroom—ideal for guests, extended family, or even rental income. The other bedrooms in the main living area are spacious, plus a Florida room with A/C that’s perfect as a home office, extra bedroom, or flex space. Throughout the home, you’ll find tile flooring, granite countertops, and updated appliances—quality touches that make daily living easy. Step outside to a fully fenced backyard with mature citrus trees—because who doesn’t love fresh fruit right from their own yard? Major updates? Covered. New roof (2021) and a new drain field (2020) mean less worry for you. This home is conveniently located near shopping, dining, and SR 200 & HWY 484. Plus, the community offers a park, splash pad, library, and a gym for just $15 a year. Schedule and see today!

Details

Property type

Single Family Residence

Est. home value

$282,110

Lot size

0.23 acres

Price per sq ft

$138

Year built

1987

Annual property taxes

$1,688.48

HOA

No

Price History

02/17/2025
StellarMLS

StellarMLS #OM695283

Listed
$280,000
+154.55%
06/30/2015
StellarMLS

StellarMLS #OM421501

Sold
$110,000
-41.18%
12/12/2005
StellarMLS

StellarMLS #OM209680

Sold
$187,000

Schools & Community

Elementary school: 

Sunrise Elementary School-M

Middle school: 

Horizon Academy/Mar Oaks

High school: 

Dunnellon High School

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$168,653
Asking price
$280,000
Closing costs (~8% of asking)
-$22,400
Est. remaining loan balance
-$88,947
Cash to seller
$168,653

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

June 2015

Original loan amount

$112,244

Est. remaining balance

$88,947

Interest rate

3.85%

Loan type

New Conventional, 30 year

Seller

Ida Luz Cordero Pagan and Jose A Pagan

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/03/2025 at 11:00 PM

Listing updated: 02/18/2025 at 8:57 AM

Listed by: Steven Billington, EXP REALTY LLC Phone #: (888) 883-8509

MLS: StellarMLS #OM695283

StellarMLS logo

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