$399,500

Seller could get up to $144,531

Learn how this information can help you negotiate

Beds: 3
Baths: 2.5
sq ft: 1,920

138 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459

138 Mosaic Oaks Cir

Santa Rosa Beach, FL 32459

42 days on market

Price drop $15,500↓

Capture quickly the area's best-buy opportunity on a single-family home, including a 1-year Home Warranty! It's such a fantastic choice for 1st time homebuyers, with an option of $0% down USDA Financing available!Welcome to 138 Mosaic Oaks Cir, a stunning coastal-cottage style home nestled in the heart of North Santa Rosa Beach, FL. This 3-bedroom, 2.5-bathroom residence offers a perfect blend of comfort, location, style and functionality. This home is perfect for a primary, secondary, or long or short-term rental/ Air/BNB.As you step inside, you'll be greeted by the light and bright interior with 9 foot ceilings, newer paint through-out, a spacious and open floor-plan, complemented

Details

Property type

Single Family Residence

Est. home value

$456,714

Lot size

3,920 sq ft

Price per sq ft

$209

Year built

2014

Monthly HOA fee

$50

Price History

08/30/2024

EmeraldCoast #956439

Price change

$399,500

-3.73%

08/07/2024

EmeraldCoast #956439

Listed

$415,000

-2.35%

08/01/2024

EmeraldCoast #941139

Removed

$425,000

Schools & Community

Elementary school:

Van R Butler

Middle school:

Emerald Coast

High school:

South Walton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$144,531

Asking price

$399,500

Closing costs (~8% of asking)

-$31,960

Est. remaining loan balance

-$223,009

Cash to seller

$144,531

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Home Point Financial Corporation

Loan start date

November 2016

Original loan amount

$268,580

Est. remaining balance

$223,009

Interest rate

3.42%

Loan type

VA, 30 year

Seller

Michael Laney and Aixa Laney

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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171 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459

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160 Central 7th St, Santa Rosa Beach, FL 32459

Status: Active

Tomo last checked: 09/18/2024 at 8:15 PM

Listing updated: 09/13/2024 at 4:45 PM

Listed by: Rachel B Hutchings, Rachel Brock Hutchings, Rachel B Hutchings, Rachel B Hutchings, Rachel B Hutchings, Rachel B Hutchings, Compass Phone #: (305) 851-2820

MLS: EmeraldCoast #956439

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