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$385,000

Beds
3
Baths
2.0
sq ft
1,680

1406 E Spencer St, Plant City, FL 33563

1406 E Spencer St

PLANT CITY, FL 33563

  • Pending
Under contract-accepting backup offers. City convenience with country charm! This stunning home sits on nearly half an acre, offering space, serenity, and an unbeatable location in the heart of it all! Only minutes from I-4—perfect for easy access to Tampa and Orlando. Inside, enjoy a spacious primary suite with a large en-suite featuring his & hers sinks, a walk-in closet, and granite countertops. The kitchen boasts stylish updated cabinets, granite countertops, and stainless steel appliances. Relax or entertain on the screened-in back porch—perfect for keeping Florida mosquitoes out! Outside, you’ll find an oversized metal carport and workshop with electrical connection, all within a fully fenced and gated property for ultimate privacy and peace of mind. The land is a must-see! Come experience it for yourself before this rare opportunity slips away!

Details

Property type

Single Family Residence

Est. home value

$365,262

Lot size

0.43 acres

Price per sq ft

$230

Year built

1974

Annual property taxes

$3,691

HOA

No

Price History

01/17/2025
StellarMLS

StellarMLS #TB8332065

Pending
$385,000
01/11/2025
StellarMLS

StellarMLS #TB8332065

Listed
$385,000
+59.09%
06/22/2020
StellarMLS

StellarMLS #T3242385

Sold
$242,000

Schools & Community

Elementary school: 

Jackson-HB

Middle school: 

Marshall-HB

High school: 

Plant City-HB

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$145,885
Asking price
$385,000
Closing costs (~8% of asking)
-$30,800
Est. remaining loan balance
-$208,315
Cash to seller
$145,885

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Paramount Residential Mortgage Group Inc

Loan start date

June 2020

Original loan amount

$230,743

Est. remaining balance

$208,315

Interest rate

3.26%

Loan type

FHA, 30 year

Seller

Cory Mcfaddin and Amanda Gobble

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 01/23/2025 at 5:35 PM

Listing updated: 01/17/2025 at 12:15 PM

Listed by: Danielle Jones, MARZUCCO REAL ESTATE Phone #: (239) 234-5134

MLS: StellarMLS #TB8332065

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Recently listed in PLANT CITY