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$165,000

Beds
2
Baths
1.0
sq ft
1,084

1418 S 45th St, Temple, TX 76504

1418 S 45th St

Temple, TX 76504

  • 18 days on market
Located in a prime spot directly across from Scott and White Hospital, this property is not only an attractive place to live but also an incredible investment opportunity. With a lease already in place until 2026, you're guaranteed a steady rental income of $1,295 per month, offering both stability and profitability. The home boasts excellent curb appeal and has been maintained inside and out. Original wood floors run through parts of the house, giving it that timeless charm, while the updated kitchen brings a modern touch with solid surface countertops, beautiful cabinetry, stainless steel refrigerator and dishwasher, and durable laminate flooring. Step outside, and you’ll be amazed by the backyard oasis. A spacious deck, perfect for entertaining, overlooks a large, shaded yard with several raised garden beds. And that’s not all—there’s even a shop out back for your DIY projects or extra storage. This property has been truly loved and cared for, and it shows in every detail. Don’t miss your chance to own this fantastic home in an unbeatable location!

Details

Property type

Single Family Residence

Est. home value

$163,874

Lot size

9,100 sq ft

Price per sq ft

$153

Year built

1953

Annual property taxes

$3,116

HOA

No

Price History

11/05/2024
CentralTexas

CentralTexas #560098

Listed
$165,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Curbs, Sidewalks

High school district: 

Temple ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$50,265
Asking price
$165,000
Closing costs (~8% of asking)
-$13,200
Est. remaining loan balance
-$101,535
Cash to seller
$50,265

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

January 2022

Original loan amount

$108,000

Est. remaining balance

$101,535

Interest rate

3.1%

Loan type

New Conventional, 30 year

Seller

Keith Naivar and Melissa Naivar

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/23/2024 at 10:00 AM

Listing updated: 11/05/2024 at 2:54 PM

Listed by: Katie Strange, Two Lakes Real Estate Phone #: (254) 415-4040

MLS: CentralTexas #560098

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