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$795,000

Beds
4
Baths
3.5
sq ft
3,206

1437 Ridgewood Dr, Rock Hill, SC 29732

1437 Ridgewood Dr

Rock Hill, SC 29732

  • Pending
Nestled in the Lake Wylie waterfront community of Water Edge, this brick home sits on a spacious 1.26-acre lot and offers an unfinished HEATED basement, adding 1,157 sq ft to the living space. The basement is a blank canvas, ready for your creative touch, with electrical and PLUMBING already in place for an additional bathroom. Enjoy the charm of the tree-lined street and the welcoming front porch. Discover hardwood floors, a well-appointed library, Viking appliances, granite countertops, and quality hickory cabinets in the kitchen. The 2-story great room features a cozy corner fireplace. Upstairs, the primary bedroom is a retreat with a vaulted ceiling and a renovated bathroom featuring a freestanding bathtub and fireplace. Three additional bedrooms and a versatile loft complete the upper level. There is abundant storage throughout, a fenced yard, and a seasonal view from the community's Pool/Clubhouse overlooking the lake.

Details

Property type

Single Family Residence

Est. home value

$617,429

Lot size

Unknown

Price per sq ft

$248

Year built

2006

HOA fee

$650

Price History

07/05/2024
CanopyMLS

CanopyMLS #4142429

Pending
$795,000
06/28/2024
CanopyMLS

CanopyMLS #4142429

Listed
$795,000

Schools & Community

Elementary school: 

Mount Gallant

Middle school: 

Dutchman Creek

High school: 

Northwestern

Community features: 

Clubhouse

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$491,217
Asking price
$795,000
Closing costs (~8% of asking)
-$63,600
Est. remaining loan balance
-$240,183
Cash to seller
$491,217

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Carnegie Mortgage Llc

Loan start date

January 2011

Original loan amount

$341,300

Est. remaining balance

$240,183

Interest rate

4.39%

Loan type

New Conventional, 30 year

Seller

Archie Troy Lumsden

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 07/07/2024 at 7:05 PM

Listing updated: 07/05/2024 at 3:13 PM

Listed by: Michelle Budd, Better Homes and Garden Real Estate Paracle Phone #: (803) 325-8774

MLS: CanopyMLS #4142429

CanopyMLS logo

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