tomo logo

$335,000

Beds
2
Baths
2.0
sq ft
Unknown

144 Banner Cir, Ellijay, GA 30540

144 Banner Cir

Ellijay, GA 30540

  • 32 days on market
Discover your perfect escape in this beautifully nestled 2-bedroom, 2-bathroom home on the edge of Ellijay, surrounded by serene wooded mountains. The master suite is conveniently located on the main level, offering both comfort and accessibility. An additional office/flex space provides versatility for your lifestyle needs. The heart of the home features an open-concept kitchen that flows seamlessly into the dining and living areas, making it ideal for entertaining. Upstairs, you’ll find a cozy loft space and a second bedroom with a full bathroom—perfect for guests or family. Outside, there’s a detached 20 x 20 metal building with a carport and lean-to, offering ample space for tools and outdoor gear. A separate driveway leads to an RV hookup site, complete with utilities for your adventures. The property also features an Encapsulated crawlspace through Aquaguard with a life of the structure warranty. Relax on the large deck that opens to a screened-in porch, where you can enjoy the sounds of nature while sipping your morning coffee or unwinding in the evening. Don't miss this opportunity to own a slice of mountain paradise! Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$358,430

Lot size

1.70 acres

Price per sq ft

Unknown

Year built

2002

Annual property taxes

$1,968

HOA

No

Price History

10/03/2024
FMLS

FMLS #7465337

Listed
$335,000
+30.91%
04/02/2021
GeorgiaMLS

GeorgiaMLS #8927673

Sold
$255,900

Schools & Community

Elementary school: 

Mountain View - Gilmer

Middle school: 

Clear Creek

High school: 

Gilmer

Community features: 

None

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$77,307
Asking price
$335,000
Closing costs (~8% of asking)
-$26,800
Est. remaining loan balance
-$230,893
Cash to seller
$77,307

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Freedom Mortgage

Loan start date

April 2021

Original loan amount

$251,264

Est. remaining balance

$230,893

Interest rate

2.73%

Loan type

FHA, 30 year

Seller

Michael Alan Morgan and Tonni Nichole Taylor

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/05/2024 at 11:25 AM

Listing updated: 10/20/2024 at 3:10 PM

Listed by: Christina Young, Keller Williams Realty Partners Phone #: (678) 494-0644

MLS: FMLS #7465337

FMLS logo

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