tomo logo

$285,000

Beds
3
Baths
2.0
sq ft
1,495

144 Polo Ter, Pensacola, FL 32534

144 Polo Ter

Pensacola, FL 32534

  • 44 days on market
**VA ASSUMABLE LOAN WITH LOW RATE AND LOW BALANCE FOR QUAILIFED VA BUYER!!** Welcome to your charming 3-bedroom, 2-bathroom house offering 1,495 square feet of thoughtfully designed living space. As you step inside, you'll be greeted by an open and inviting atmosphere, perfect for both relaxation and entertaining. The interior boasts a modern touch with luxurious vinyl plank flooring throughout, ensuring easy maintenance and a sleek appearance. No need to worry about carpets here! The kitchen is a chef's delight, featuring pristine white shaker cabinets and gleaming stainless steel appliances. It's an eat-in kitchen, so you can enjoy casual meals while admiring your culinary creations. The living and dining areas flow seamlessly together, creating a spacious feel enhanced by elegant tray ceilings. The primary bedroom is a true retreat, complete with a double vanity in the ensuite bathroom, walk-in closet and shower and tub combo. Step outside to find a covered porch, perfect for sipping your morning coffee or enjoying a good book. The fenced-in backyard provides a safe space for kids and pets to play, or for you to cultivate your garden dreams. And let's not forget the convenience of a two-car garage – because who doesn't love a clutter-free home? Located in a friendly neighborhood with a low HOA fee, you'll have easy access to nearby amenities. Old Ensley School Park is just a stone's throw away and for your shopping needs, Walmart is conveniently close. And with Interstate 10 nearby, commuting is a breeze. This adorable all-brick home is more than just a house; it's a canvas for your future memories. Don't miss this opportunity to make it yours!

Details

Property type

Single Family Residence

Est. home value

$280,540

Lot size

5,405.796 sq ft

Price per sq ft

$191

Year built

2021

Monthly HOA fee

$29.17

Price History

09/25/2024
Pensacola

Pensacola #652963

Listed
$285,000
+5.56%
11/15/2021
Pensacola

Pensacola #594279

Sold
$270,000
+17.35%
04/05/2021
Pensacola

Pensacola #578427

Sold
$230,080

Schools & Community

Elementary school: 

Mcarthur

Middle school: 

Ferry Pass

High school: 

Pine Forest

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$3,277
Asking price
$285,000
Closing costs (~8% of asking)
-$22,800
Est. remaining loan balance
-$258,923
Cash to seller
$3,277

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Freedom Mortgage Corp

Loan start date

November 2021

Original loan amount

$276,210

Est. remaining balance

$258,923

Interest rate

3.01%

Loan type

VA, 30 year

Seller

Jacob Smeltzer and Sheyenne Pelekai

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/08/2024 at 8:30 PM

Listing updated: 10/18/2024 at 4:10 PM

Listed by: Erica Porcelli, KELLER WILLIAMS REALTY GULF COAST Phone #: (850) 471-5000

MLS: Pensacola #652963

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