tomo logo

$259,000

Beds
3
Baths
2.0
sq ft
1,506

145 Andreas St, Winter Haven, FL 33881

145 Andreas St

WINTER HAVEN, FL 33881

  • 13 days on market
Welcome to Winter Haven's Lucerne Park Reserve! This home built in 2020 features 3 bedrooms, 2 bathrooms, a 2-car garage, and a partially fenced backyard! A convenient split floor plan greets you at the entry with the secondary bedrooms sharing a full bathroom directly to your left. Step further into this charming home and find yourself in the kitchen/family room combination with warm wood cabinets, modern gray counters and closet pantry. The size-able center island gives the perfect spot for casual entertaining or barstools and homework. Don't miss the fact that there is also an eat in area for dining. The primary suite is directly off the family room and includes a walk in closet, a double vanity, garden tub and walk in shower. Great central location close to shopping, restaurants and interstate. It's good to be home! Case #098-059355 Go to www.hudhomestore.gov for bid timeline, disclosures, read property condition report & other forms. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 30 day owner occupant first look period.

Details

Property type

Single Family Residence

Est. home value

$297,323

Lot size

5,502 sq ft

Price per sq ft

$172

Year built

2020

Annual property taxes

$7,020.22

Monthly HOA fee

$14.79

Price History

02/09/2025
StellarMLS

StellarMLS #TB8347944

Listed
$259,000
-9.12%
08/01/2024
StellarMLS

StellarMLS #O6221194

Removed
$285,000
07/23/2024
StellarMLS

StellarMLS #O6221194

Price change
$285,000
-5%

Schools & Community

Elementary school: 

Lake Alfred Elem

Middle school: 

Daniel Jenkins Academy of Technology Middle

High school: 

Haines City Senior High

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$41,873
Asking price
$259,000
Closing costs (~8% of asking)
-$20,720
Est. remaining loan balance
-$196,407
Cash to seller
$41,873

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Loandepot.Com Llc

Loan start date

December 2020

Original loan amount

$216,191

Est. remaining balance

$196,407

Interest rate

2.84%

Loan type

FHA, 30 year

Seller

Victoria O Neal

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 6:40 PM

Listing updated: 02/10/2025 at 6:51 AM

Listed by: Trish Carter, CARTER COMPANY REALTORS Phone #: (813) 661-4700

MLS: StellarMLS #TB8347944

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Recently listed in WINTER HAVEN