tomo logo

$585,446Estimated home value

Beds
1
Baths
1.5
sq ft
604

145 Spires Ln Unit 109, Santa Rosa Beach, FL 32459

145 Spires Ln Unit 109

Santa Rosa Beach, FL 32459

  • Sold On 3/22/2025
This turnkey, fully-furnished unit is an ideal opportunity for both savvy investors and beach lovers alike! Nestled in the West half of the building, it boasts a charming view of the water fountain and is just a short stroll to the beach access trail.After a day soaking up the sun on the beautiful white sand beach, you can conveniently enter your unit from the ground level via the patio door. This functional one-bedroom layout features two built-in bunk beds, one full bath, and one half bath, making it perfect for families or groups. The open kitchen and living area provide a welcoming space to relax and unwind.

Details

Property type

Condominium

Est. home value

$585,446

Lot size

Unknown

Price per sq ft

$886

Year built

1999

Monthly HOA fee

$948.94

Price History

03/21/2025
EmeraldCoast

EmeraldCoast #960163

Sold
$475,000
-11.21%
09/27/2024
EmeraldCoast

EmeraldCoast #960163

Listed
$535,000
+52.86%
02/26/2021
EmeraldCoast

EmeraldCoast #849413

Sold
$350,000

Schools & Community

Elementary school: 

Van R Butler

Middle school: 

Emerald Coast

High school: 

South Walton

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$228,859
Asking price
$535,000
Closing costs (~8% of asking)
-$42,800
Est. remaining loan balance
-$263,341
Cash to seller
$228,859

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Ditech Financial Llc

Loan start date

June 2017

Original loan amount

$375,493

Est. remaining balance

$263,341

Interest rate

4.08%

Loan type

New Conventional, 20 year

Seller

Richard Lamos and Mary Lamos

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
EmeraldCoast
$525,000
1 bd
|
1.5 ba
|
604 sq ft
|
Condo

145 Spires Ln Unit 306, Santa Rosa Beach, FL 32459

Price drop
EmeraldCoast
$550,000
1 bd
|
1.5 ba
|
604 sq ft
|
Condo

145 Spires Ln Unit 205, Santa Rosa Beach, FL 32459

Price drop
EmeraldCoast
$489,000
1 bd
|
1.5 ba
|
604 sq ft
|
Condo

145 Spires Ln Unit 303, Santa Rosa Beach, FL 32459

Status: Off Market

Tomo last checked: 04/03/2025 at 12:00 PM

Listing updated: 03/22/2025 at 9:53 PM

Listed by: Lindlee Cross-Dermody, Lindlee Cross-Dermody, Lindlee Cross-Dermody, Lindlee Cross-Dermody, Lindlee Cross-dermody, Real Broker LLC Phone #: (855) 450-0442

MLS: EmeraldCoast #960163

EmeraldCoast logo