tomo logo

$249,900

Beds
3
Baths
1.0
sq ft
1,360

146 Kelley Smith School Rd, Palatka, FL 32177

146 Kelley Smith School Rd

Palatka, FL 32177

  • 87 days on market
Price has been reduced for quick sale. This is so much home for the money! Perfect for anyone that does home business or needs storage for all their toys. Car enthusiasts would have ample inside parking. Three detached buildings for workshops, home office and crafting etc, you could even convert to guest space. Home is huge with attached two car garage. Large eat in kitchen with new built ins and tons of cabinets. Great location on edge of town but not in city limits for lower property taxes.

Details

Property type

Single Family Residence

Est. home value

$243,002

Lot size

Unknown

Price per sq ft

$184

Year built

1956

HOA

No

Price History

01/08/2025
RealMLS

RealMLS #2063595

Listed
$249,900
+4.17%
01/26/2024
RealMLS

RealMLS #1238920

Removed
$239,900
01/26/2024
RealMLS

RealMLS #1238920

Listed
$239,900

Schools & Community

Elementary school: 

Kelley Smith

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$176,976
Asking price
$249,900
Closing costs (~8% of asking)
-$19,992
Est. remaining loan balance
-$52,932
Cash to seller
$176,976

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Option Mortgage Llc

Loan start date

September 2014

Original loan amount

$68,000

Est. remaining balance

$52,932

Interest rate

4.13%

Loan type

New Conventional, 30 year

Seller

Thomas L Noble Jr

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/05/2025 at 9:00 AM

Listing updated: 03/31/2025 at 9:06 PM

Listed by: LARISSA RICKETTS-OWENS, MODERN REALTY OF FLORIDA Phone #: (386) 972-3855

MLS: RealMLS #2063595

RealMLS logo

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