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$489,900

Beds
4
Baths
2.5
sq ft
3,263

1469 Sugden Lake Rd, White Lake, MI 48386

1469 Sugden Lake Rd

White Lake Twp, MI 48386

  • 3 days on market
Stunning 4-Bedroom Home with Private Sugden Lake Access with No HOA– Under $500K! Don’t miss this incredible opportunity to own a gorgeous 4-bedroom, 2.5-bath home in White Lake, complete with breathtaking views and private access to Sugden Lake. This is the best deal in town! Nestled on a beautiful lot surrounded by mature hardwoods and evergreens, this home offers exceptional privacy and a spacious yard with limitless outdoor potential. Step inside and be greeted by rich hardwood floors, soaring 10-ft ceilings, elegant French doors, Anderson windows, and a cozy gas fireplace—creating a warm and inviting atmosphere. The open-concept layout seamlessly connects the great room, kitchen, living room, and sitting area—perfect for those who need extra space or love to entertain. The chef’s dream Lafata kitchen features abundant cabinetry, a granite island, double ovens, and direct access to the deck—ideal for summer grilling and open-air dining. The first-floor primary suite is a true retreat, offering natural light, a private en-suite bath, and a massive walk-in closet. Upstairs, you’ll find three additional bedrooms, a full bath, a versatile loft space, and extra storage. Unwind with a cup of coffee or a good book on the covered patio while soaking in the serene lake views. Large game room/Flex Space (including pool table and foosball table) is perfect for entertaining. Large driveway with addition circular drive. With high efficiency furnaces and just a short stroll to your private Sugden Lake access, this home is an unbeatable find. ***Buyer to verify all measurements and square footage. All taxes must be verified by buyer and agent. $100 HOA fee is for the Lake Privileges only. There is no HOA for the property. NO VIRTUAL SHOWINGS. LICENSED AGENT MUST BE PHYSICALLY PRESENT AT ALL SHOWINGS.

Details

Property type

Single Family Residence

Est. home value

$441,397

Lot size

0.72 acres

Price per sq ft

$151

Year built

1999

Annual property taxes

$7,115

Price History

01/30/2025
Realcomp

Realcomp #20250006496

Listed
$489,900
+21.26%
02/10/2023
Realcomp

Realcomp #20221063731

Sold
$404,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Huron Valley

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$95,484
Asking price
$489,900
Closing costs (~8% of asking)
-$39,192
Est. remaining loan balance
-$355,224
Cash to seller
$95,484

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

February 2023

Original loan amount

$363,600

Est. remaining balance

$355,224

Interest rate

6.27%

Loan type

New Conventional, 30 year

Seller

Nola Czarnik and Cory Czarnik

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/02/2025 at 9:50 AM

Listing updated: 01/31/2025 at 6:04 AM

Listed by: Kevin Cousino, National Realty Centers, Inc Phone #: (248) 468-1444

MLS: Realcomp #20250006496

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