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$975,000

Beds
3
Baths
2.5
sq ft
2,293

1504 Ruskin Ln, Fernandina Beach, FL 32034

1504 Ruskin Ln

Fernandina Beach, FL 32034

  • Pending
Welcome to 1504 Ruskin Lane, a charming residence nestled in the heart of Amelia Park, Amelia Island's premier community. This enchanting Low Country-style home offers an open floor plan with thoughtful details throughout, blending modern convenience with classic elegance.Step inside to discover a beautifully designed living space featuring plantation shutters, wood plank stair treads, and exquisite 6'' floor and ceiling crown molding. The kitchen is a chef's dream, equipped with granite countertops, 42'' cabinets with crown molding, a gas cook stove, and high-end Bosch appliances. A large walk-in pantry provides ample storage, making meal preparation a breeze.The home boasts a spacious front and side wrap-around porch, perfect for enjoying the serene surroundings. Designer ceiling fans enhance the comfort of the owner's suite and porches. The upper level features a versatile platform area, ideal for a cozy reading nook or home office. Outside, lush landscaping and shade trees create a tranquil retreat. The large front and side entryways add to the welcoming feel, while rear parking ensures convenience. Amelia Park offers artistic landscaping and is just a short distance from the pristine Atlantic Ocean beaches, delightful restaurants, shopping venues, and historic downtown Fernandina Beach. Experience the charm and sophistication of Amelia Island living at its finest in this exquisite home.

Details

Property type

Single Family Residence

Est. home value

$906,294

Lot size

5,662.8 sq ft

Price per sq ft

$426

Year built

2019

Annual property taxes

$11,798.82

Monthly HOA fee

$87.17

Price History

09/13/2024
RealMLS

RealMLS #2041693

Pending
$975,000
08/09/2024
RealMLS

RealMLS #2041693

Listed
$975,000
+65.18%
09/30/2019
RealMLS

RealMLS #973529

Sold
$590,254

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$463,851
Asking price
$975,000
Closing costs (~8% of asking)
-$78,000
Est. remaining loan balance
-$433,149
Cash to seller
$463,851

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Ameris Bank

Loan start date

September 2019

Original loan amount

$530,638

Est. remaining balance

$433,149

Interest rate

3.6%

Loan type

New Conventional, 20 year

Seller

Henry Larson and Marie Larson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 09/19/2024 at 12:45 PM

Listing updated: 09/13/2024 at 2:55 PM

Listed by: LILA J KEIM, CENTURY 21 MILLER ELITE LLC Phone #: (904) 261-5571

MLS: RealMLS #2041693

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