tomo logo

$799,000

Beds
3
Baths
3.0
sq ft
2,553

15048 Spanish Point Dr, Port Charlotte, FL 33981

15048 Spanish Point Dr

PORT CHARLOTTE, FL 33981

  • 158 days on market
    • Price drop $76,000↓
HUGE PRICE REDUCTION! This is a MUST-SEE property! Note that the CURRENT LOW COST FLOOD INSURANCE IS ASSUMABLE! This Home in HARBOR WEST is in a GULF ACCESS GATED COMMUNITY on a SAILBOAT WATER canal just 5 minutes from the Charlotte Harbor. This meticulously maintained home is situated on a minimum-wake canal with a West-facing backyard. With over 3500 SF of Indoor and Outdoor living space, this stately home features an inviting Front Porch, HEATED Pool and Spa with full screen enclosure, Split 3-Bedroom layout with Formal and Casual living spaces and a 3 Car Garage with Extra Large PAVER Driveway! You will love the VOLUME Ceilings, Arched openings, 8' Interior Doors, 8' SLIDING DOORS, CROWN MOLDING in all the main living areas, and Oversized TILE flooring and baseboard. The heart of this home is truly the spacious Kitchen, where GRANITE countertops, Stainless Appliances, and coastal color palettes appeal to your senses! The Built-In Oven and Microwave, and Drop-in electric cooktop with storage drawers below makes meal prep and entertaining a BREEZE. The large CENTER ISLAND bar seating offers continuity to the Breakfast Nook with an aquarium window to provides natural light and outdoor views. You will appreciate the abundance of cabinets and closet pantry storage to neatly organize all your small appliances, cookware, and bakeware. Whether you want to watch a movie, listen to music, or curl up with a good read, the FAMILY ROOM with tray ceiling is situated away from the front door and offers access and views of your POOL, SPA and large paver Pool Deck. The Formal Living Room and Dining Room add character and flexibility to your living space, and could be used as a home office, music room, library, or even extra space for the grands to have a sleepover! The spacious PRIMARY Bedroom features a TRAY ceiling with crown molding, large Walk-In Closet, access door to Lanai, and ample room for King size furniture. The en-suite features two separate vanities with GRANITE countertops, a tiled shower and GARDEN Tub! On the opposite side, you will find that 2 bedrooms have been combined into ONE Amazing LARGE BEDROOM (approx 12' x 24'), which is well suited to serve as an In-Law Suite or GAME ROOM, features new low pile carpeting, and is adjacent to the Pool Bath and hall linen closet. The other Guest Room offers comfort and privacy to your guests, with plush carpet, ceiling fan and closet, and shares the Hall Bathroom. The Laundry Room is equipped with a Washer, Dryer, utility sink, upper cabinets, and utility closet. The home also features a NEW BARREL TILE ROOF and fresh exterior paint (2023). Your grounds are irrigated and well-maintained by the HOA, with low quarterly dues and NO CDD Fees. Other features include a 3 Car Garage with EPOXY finished floor, external garage keypad, attic access, Rain Gutters, R-41 Radiant Barrier on exterior walls, a Programmable Thermostat, energy efficient Quick Recovery Water Heater, and is Smart Home Ready. Current low-cost Flood Insurance Policy is assumable. Live an extraordinary COASTAL LIFESTYLE in this Gated Community, with access to over fifty miles of navigable waterways within South Gulf Cove, a 15-20 minute drive to Englewood Beach and Boca Grande, and close to golfing, world class fishing, shopping, dining, and more. Be sure to EXPLORE this home with our 3D DOLLHOUSE Tour or Call Today to schedule your private showing.

Details

Property type

Single Family Residence

Est. home value

$947,084

Lot size

0.32 acres

Price per sq ft

$313

Year built

2019

Annual property taxes

$6,955.64

Monthly HOA fee

$264.33

Price History

02/16/2025
StellarMLS

StellarMLS #D6138621

Price change
$799,000
-8.69%
10/27/2024
StellarMLS

StellarMLS #D6138621

Listed
$875,000

Schools & Community

Elementary school: 

Myakka River Elementary

Middle school: 

L.A. Ainger Middle

High school: 

Lemon Bay High

Community features: 

Gated, Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$531,677
Asking price
$799,000
Closing costs (~8% of asking)
-$63,920
Est. remaining loan balance
-$203,403
Cash to seller
$531,677

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Eagle Home Mortgage Llc

Loan start date

January 2020

Original loan amount

$227,000

Est. remaining balance

$203,403

Interest rate

3.68%

Loan type

New Conventional, 30 year

Seller

Michael Louis Defio and Chere Kiernan Defio

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/03/2025 at 4:15 AM

Listing updated: 03/31/2025 at 6:16 PM

Listed by: Denise Heath, EXP REALTY LLC Phone #: (888) 883-8509

MLS: StellarMLS #D6138621

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Recently listed in PORT CHARLOTTE