tomo logo

$229,000

Beds
3
Baths
1.0
sq ft
1,106

1505 W 13th St, Panama City, FL 32401

1505 W 13th St

Panama City, FL 32401

  • <1 day on market
This charming, recently updated home in the heart of Panama City offers modern comforts and energy efficiency. Featuring a brand-new metal roof and spray foam insulation, this home is designed to keep you cool in the summer and warm in the winter.The spacious interior showcases a fully renovated kitchen with sleek countertops, new cabinetry, and stainless steel appliances. The bedrooms are generously sized, offering ample closet space.Step outside to a private backyard perfect for outdoor living. Conveniently located near schools, shopping, dining, and just minutes from the bay, this home is move-in ready and waiting for you. Don't miss out--schedule a showing today!

Details

Property type

Single Family Residence

Est. home value

$125,008

Lot size

7,275 sq ft

Price per sq ft

$208

Year built

1955

Annual property taxes

$1,128

HOA

No

Price History

01/01/2025
CentralPanhandle

CentralPanhandle #766921

Listed
$229,000
+472.5%
09/03/2019
CentralPanhandle

CentralPanhandle #684641

Sold
$40,000
+33.33%
05/01/2019
CentralPanhandle

CentralPanhandle #681617

Sold
$30,000
-62.96%

Schools & Community

Elementary school: 

Lucille Moore

Middle school: 

Jinks

High school: 

Bay

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$127,799
Asking price
$229,000
Closing costs (~8% of asking)
-$18,320
Est. remaining loan balance
-$82,881
Cash to seller
$127,799

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First Citizens Bank

Loan start date

April 2021

Original loan amount

$90,000

Est. remaining balance

$82,881

Interest rate

3.05%

Loan type

New Conventional, 30 year

Seller

Ronald Lehn Whte and Sharon A White

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/09/2025 at 3:55 AM

Listing updated: 01/08/2025 at 11:50 AM

Listed by: Peyton W Saluto, EXP Realty LLC Phone #: (888) 883-8509

MLS: CentralPanhandle #766921

CentralPanhandle logo

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