tomo logo

$450,000

Beds
3
Baths
2.0
sq ft
1,186

1601 14th St W, Palmetto, FL 34221

1601 14th St W

PALMETTO, FL 34221

  • 1 day on market
    • Open house Apr 05
Welcome to 1601 14th St West, a truly RARE FIND in today’s market. This exceptional 3 BED, 2 BATH home is designed for both comfort and efficiency, featuring PAID-OFF SOLAR (2018) for minimal electric bills and HURRICANE IMPACT WINDOWS (2018) throughout, offering peace of mind and energy savings. Inside, VAULTED CEILINGS and a SPLIT FLOOR-PLAN enhance the open and airy feel of the home. Additional upgrades include A BRAND-NEW AC (2024) which comes with a 10-YEAR PARTS AND LABOR WARRANTY, ensuring long-term reliability & NEW INSULATION (2023) which enhances energy efficiency. The KITCHEN is equipped with GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, a GAS STOVE & BREAKFAST NOOK. Both BATHROOMS have been updated (2023) and LUXURY VINYL PLANK FLOORING (2023) was installed throughout. Outside WHOLE-HOME GUTTERS have been installed, with a buried gutter system in the backyard extending to the property line for superior drainage. The outdoor area is an entertainer’s dream, featuring a stunning POOL with a NEW POOL PUMP (2023) and a SERENE POOL DECK with a COVERED AREA, making it perfect for indoor-outdoor living. Whether hosting guests or enjoying a quiet evening grilling out, this space is designed for relaxation. With NO HOA and NOT IN A FLOOD ZONE, this home offers both flexibility and security. The DOUBLE-WIDE GATE and EXPANSIVE SIDE YARD provide the ideal space for BOAT or RV storage. The LOT SIZE is just under a QUARTER ACRE, beautifully landscaped with TROPICAL FOLIAGE, creating a private retreat. A BONUS SHED with an AC unit offers the perfect space for a WORKSHOP or CRAFT ROOM. This property can be SOLD FURNISHED, with some exclusions, making it an excellent choice for a primary residence, WINTER RETREAT, or AIRBNB/VRBO. A short drive brings you to WATER ACCESS and the GULF BEACHES, completing this home’s perfect location. Don't hesitate, call to schedule a tour today!

Details

Property type

Single Family Residence

Est. home value

$394,931

Lot size

0.23 acres

Price per sq ft

$380

Year built

1998

Annual property taxes

$245.97

HOA

No

Price History

04/02/2025
StellarMLS

StellarMLS #TB8369038

Listed
$450,000
+9.76%
08/14/2023
StellarMLS

StellarMLS #G5070410

Sold
$410,000
+86.36%
01/26/2018
StellarMLS

StellarMLS #A4198003

Sold
$220,000
+47.65%

Schools & Community

Elementary school: 

Palmetto Elementary-MN

Middle school: 

Buffalo Creek Middle

High school: 

Palmetto High

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$31,255
Asking price
$450,000
Closing costs (~8% of asking)
-$36,000
Est. remaining loan balance
-$382,745
Cash to seller
$31,255

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cmg Mortgage Inc

Loan start date

August 2023

Original loan amount

$389,500

Est. remaining balance

$382,745

Interest rate

6.71%

Loan type

VA, 30 year

Seller

Ian Keith Finch and Alicia Deette Finch

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 5:05 AM

Listing updated: 04/03/2025 at 4:01 PM

Listed by: John Mckinnon, RE/MAX ALLIANCE GROUP Phone #: (813) 259-0000

MLS: StellarMLS #TB8369038

StellarMLS logo

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