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$265,000

Beds
2
Baths
2.0
sq ft
1,224

1602 Prospect St, Palatka, FL 32177

1602 Prospect St

PALATKA, FL 32177

  • 42 days on market
    • Price drop $4,900↓
Cute as a button , this 2 Bedroom 2 Bath home has everything you need ! Comfortable size Living room with Dining Space , Master Bedroom with walk in closet , 2nd bedroom is ideal for an office space or a guestroom with another large closet . The property has been lovingly updated and has been wonderfully maintained by the seller ! Upgraded windows , Newer AC 2021, Exterior paint 2022, washer and dryer stay! This property is fully fenced and has a spacious covered, screened patio! Plenty of room for a pool in the backyard ! Palatka is an up-and-coming town with many improvement projects on the way ! Enjoy this homes proximity to all the beautiful parks, short drive to St Johns River waterfront and nearby restaurants ! Painter is on standby to update the current design.

Details

Property type

Single Family Residence

Est. home value

$249,840

Lot size

0.28 acres

Price per sq ft

$217

Year built

1994

Annual property taxes

$3,996

HOA

No

Price History

02/12/2025
StellarMLS

StellarMLS #FC306397

Price change
$265,000
-1.82%
01/22/2025
StellarMLS

StellarMLS #FC306397

Price change
$269,900
-1.85%
01/12/2025
StellarMLS

StellarMLS #FC306397

Listed
$274,999
+17.02%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$28,156
Asking price
$265,000
Closing costs (~8% of asking)
-$21,200
Est. remaining loan balance
-$215,644
Cash to seller
$28,156

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

August 2022

Original loan amount

$223,100

Est. remaining balance

$215,644

Interest rate

5.78%

Loan type

New Conventional, 30 year

Seller

Shelby K Johnson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 4:25 AM

Listing updated: 02/12/2025 at 1:54 PM

Listed by: Alexandra Kisch, APEX REALTY PROPERTY MANAGEMEN Phone #: (904) 654-7920

MLS: StellarMLS #FC306397

StellarMLS logo

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