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$579,000

Beds
4
Baths
4.0
sq ft
2,450

1604 Belle Dr, Annapolis, MD 21401

1604 Belle Dr

ANNAPOLIS, MD 21401

  • 79 days on market
    • Price drop $10,000↓
***Current VA loan is assumable (just 2.875%) with substitution of VA eligibility***Remaining balance approximately $491k. Experience the epitome of urban luxury in this exquisite 4-story townhome nestled in the vibrant heart of Annapolis. (Sq footage in tax record is not reflecting the loft). Perfectly positioned near top-notch dining, trendy shopping, convenient transportation, and the historic downtown, this property offers the ultimate in convenience and style. Featuring four generously sized bedrooms, three full bathrooms, two half baths, and dual garages within a secure gated community, this home is designed for both comfort and elegance. Step inside to discover a welcoming family room bathed in natural light—ideal for cozy movie nights or a peaceful retreat. Elegant wainscotting graces the entryway, leading you to the heart of the home: an open-plan kitchen, living, and dining area. The chef’s kitchen is a masterpiece, boasting granite countertops, chic shaker cabinets, high-end stainless steel appliances, and an expansive island. Unique architectural details include a double-sided fireplace visible from the kitchen, living room, dining area, and the outdoor deck. Outdoor living is elevated on the spacious deck, complete with a custom retractable awning for comfort and shade, making it a perfect spot for hosting gatherings or enjoying serene evenings. The third floor is a sanctuary featuring a luxurious primary suite with a walk-in closet and a spa-inspired bathroom. Two additional bedrooms and a full bath with a soaking tub complete this level. The fourth floor offers a private retreat with another primary suite, enhanced by beautiful skylights and ample storage. Custom upgrades such as tailor-made closets and advanced kitchen storage solutions by ShelfGenie Systems reflect the meticulous attention to detail found throughout this home. Enjoy access to a neighboring community pool, enhancing the appeal of this prestigious property. Living in Annapolis means embracing a lifestyle filled with maritime heritage, scenic views of the Chesapeake Bay, and a community rich in history and culture. This townhome is not just a place to live—it's a gateway to a lifestyle of sophistication and relaxation in one of Maryland's most cherished cities.

Details

Property type

Townhouse

Est. home value

$577,515

Lot size

1,405 sq ft

Price per sq ft

$237

Year built

2016

Annual property taxes

$6,689

Monthly HOA fee

$132.67

Price History

09/16/2024
Bright

Bright #MDAA2087994

Price change
$579,000
-1.7%
07/13/2024
Bright

Bright #MDAA2087994

Listed
$589,000
+16.63%
09/29/2021
Bright

Bright #MDAA2001978

Sold
$505,000

Schools & Community

Elementary school: 

MILLS - PAROLE ELEMENTARY

Middle school: 

ANNAPOLIS

High school: 

ANNAPOLIS

Community features: 

Sidewalks

School district: 

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$42,970
Asking price
$579,000
Closing costs (~8% of asking)
-$46,320
Est. remaining loan balance
-$489,710
Cash to seller
$42,970

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Envoy Mortgage Ltd

Loan start date

September 2021

Original loan amount

$523,180

Est. remaining balance

$489,710

Interest rate

2.87%

Loan type

VA, 30 year

Seller

Laura M Cochrane and Kelly A Knapik

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 09/27/2024 at 8:20 PM

Listing updated: 09/19/2024 at 10:17 PM

Listed by: Bonnie L Fleishman, Douglas Realty, LLC Phone #: (410) 255-3690

MLS: Bright #MDAA2087994

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