tomo logo

$1,100,000

Beds
3
Baths
3.0
sq ft
2,868

1634 Orchard Beach Rd, Annapolis, MD 21409

1634 Orchard Beach Rd

ANNAPOLIS, MD 21409

  • 10 days on market
An incredible opportunity with endless potential awaits! This 3-bedroom, 3-bath home sits on an elevated 3 acres, offering expansive views of Mill Creek and is surrounded by mature trees for a serene, private setting. Whether you're looking to enjoy the existing solidly built home, renovate, or expand - this property provides the space and flexibility to create your dream retreat. Take advantage of water views without the cost of waterfront taxes! Three marinas are just minutes from your doorstep, making this an ideal location for boating enthusiasts. Built by a member of the renowned Willard family, whose craftsmanship helped shape the Chesapeake Bay deadrise fishing boat, this property carries a rich history and offers a rare chance to create something truly special. The home itself features hardwood floors, beamed ceilings, and a screened-in porch - all positioned to capture the scenic surroundings. With a little thinning of the underbrush, you’ll have stunning water views from most rooms! Looking for even more potential? The adjoining lot (Lot #1) is 90% approved. Both properties have met all health department requirements, with the final piece being a public water extension along the existing house frontage. The subdivision is not at record plat and has been taken as far as the current owner is willing to go but all of the legwork to get it to this point will convey. This is more than just a home—it’s a unique opportunity to craft your dream estate in a prime Annapolis location. Don’t miss out—schedule your showing today to explore the possibilities! PLEASE NOTE: Documentation for the subdivision efforts can be emailed. The property does fall within the Chesapeake Bay critical area. Per the proposed subdivision plat a forest conservation easement would be imposed with the approval of the subvision. The home is being sold strictly as-is, where is.

Details

Property type

Single Family Residence

Est. home value

$709,884

Lot size

3.0 acres

Price per sq ft

$384

Year built

1985

Annual property taxes

$6,244

HOA

No

Price History

02/13/2025
Bright

Bright #MDAA2103336

Listed
$1,100,000
+111.13%
08/02/2018
Bright

Bright #1001530222

Sold
$521,000

Schools & Community

Elementary school: 

ARNOLD

Middle school: 

SEVERN RIVER

High school: 

BROADNECK

School district: 

ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$862,351
Asking price
$1,100,000
Closing costs (~8% of asking)
-$88,000
Est. remaining loan balance
-$149,649
Cash to seller
$862,351

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Apple Fcu

Loan start date

April 2013

Original loan amount

$205,000

Est. remaining balance

$149,649

Interest rate

3.63%

Loan type

New Conventional, 30 year

Seller

John Dayton Willard V and Nancy Jo Willard

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/23/2025 at 8:10 PM

Listing updated: 02/13/2025 at 9:54 AM

Listed by: Rachel Best, RE/MAX Leading Edge Phone #: (410) 224-3200

MLS: Bright #MDAA2103336

Bright logo

Recently listed in ANNAPOLIS

$2,450,000|4 bd|4.5 ba|House
$700,000|4 bd|2.5 ba|House
$697,000|3 bd|2.0 ba|House
$339,995|3 bd|2.5 ba|Townhouse
$3,199,000|4 bd|3.5 ba|House
$595,000|3 bd|2.5 ba|House
$1,649,000|3 bd|2.0 ba|House
$1,250,000|3 bd|3.5 ba|Condo
$575,000|3 bd|2.0 ba|House