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$429,500

Beds
3
Baths
2.0
sq ft
1,397

174 S Zander Way, Santa Rosa Beach, FL 32459

174 S Zander Way

Santa Rosa Beach, FL 32459

  • 4 days on market
Freshly updated in 2025 with a brand-new roof and fresh paint, this low-maintenance 3-bedroom, 2-bath home in Church Street Village is move-in ready! Enjoy a vibrant community featuring a dog park, clubhouse, pool, park, and scenic walking paths. The beautifully landscaped yards are maintained by the HOA, giving you more time to relax and explore. Conveniently located just minutes from top-rated schools, shopping, beaches, bays, and fantastic dining options--this home offers the perfect blend of comfort and convenience! HW 2022, HVAC 2019

Details

Property type

Single Family Residence

Est. home value

$440,114

Lot size

3,485 sq ft

Price per sq ft

$308

Year built

2005

Monthly HOA fee

$260

Price History

03/26/2025
EmeraldCoast

EmeraldCoast #972176

Listed
$429,500
+20.99%
08/10/2021
EmeraldCoast

EmeraldCoast #874682

Sold
$355,000
+31.48%
06/24/2020
EmeraldCoast

EmeraldCoast #836995

Sold
$270,000

Schools & Community

Elementary school: 

Dune Lakes

Middle school: 

Emerald Coast

High school: 

Freeport

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$159,918
Asking price
$429,500
Closing costs (~8% of asking)
-$34,360
Est. remaining loan balance
-$235,222
Cash to seller
$159,918

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rapid Mortgage Company

Loan start date

August 2021

Original loan amount

$255,000

Est. remaining balance

$235,222

Interest rate

3.02%

Loan type

New Conventional, 30 year

Seller

Christopher Joseph Cieto and Sarah E Cieto

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/30/2025 at 8:05 PM

Listing updated: 03/28/2025 at 11:06 AM

Listed by: William J Kuzila, Redfin Corporation Phone #: (407) 708-9747

MLS: EmeraldCoast #972176

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