tomo logo

$845,000

Beds
4
Baths
2.0
sq ft
1,352

1758 El Cajon Ln, Ramona, CA 92065

1758 El Cajon Ln

Ramona, CA 92065

  • 40 days on market
    • Price drop $14,000↓
Seller will entertain offers between $839,000 and $859,000. Live your dream on this fantastic flat half acre parcel! Chickens anyone? This is a golden opportunity to purchase a single family home that qualifies for 5% down is not in a high fire zone (better for homeowners insurance). Wow, what a combo! NO HOA. Bring your critter and furry friends to play in the huge gated yard! San Diego County Animal Code L attached. Large outdoor fire pit for the weekends and "almost the weekend" moments. Interior office space/sun room/remodeled kitchens & baths. Seller will consider VA loan assumption of approximately 610k at 3.125%, with a second, buyer could obtain 95% financing. Easy to show. Come and see for yourself!

Details

Property type

Single Family Residence

Est. home value

$744,341

Lot size

0.5 acres

Price per sq ft

$625

Year built

1972

Price History

04/09/2025
SanDiego

SanDiego #NDP2501983

Price change
$845,000
-1.63%
03/21/2025
SanDiego

SanDiego #NDP2501983

Price change
$859,000
-2.05%
03/17/2025
SanDiego

SanDiego #NDP2501983

Price change
$877,000
-0.9%

Schools & Community

Elementary school: 

Ramona Unified School District

Middle school: 

Ramona Unified School District

High school: 

Ramona Unified School District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$169,169
Asking price
$845,000
Closing costs (~8% of asking)
-$67,600
Est. remaining loan balance
-$608,231
Cash to seller
$169,169

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Synergy One Lending

Loan start date

July 2021

Original loan amount

$661,000

Est. remaining balance

$608,231

Interest rate

2.99%

Loan type

VA, 30 year

Seller

Adam Sheffield and Veronica Castillo

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/10/2025 at 4:20 AM

Listing updated: 04/09/2025 at 4:36 AM

Listed by: Sabrina Covington, Sabrina Covington, Phone #: (760) 703-2907

MLS: SanDiego #NDP2501983

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