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$315,000

Beds
3
Baths
2.0
sq ft
2,020

18 Cliftwood Rd, Palmyra, VA 22963

18 Cliftwood Rd

PALMYRA, VA 22963

  • 74 days on market
    • Price drop $20,000↓
    • Open house Feb 02
Come see this beautiful Lake Monticello home, complete with a covered front porch, over 2000 square feet of finished living space, upgraded kitchen with granite countertops, back deck, attached garage and detached Shed that has electrical already ran to it. The HVAC units will be brand new prior to closing, and the roof is less than 5 years old, all available inside the Lake community with its wonderful amenities. Lake Monticello includes several public beaches, the club and tennis courts, golf course, and more. Walking distance to beach #4!

Details

Property type

Single Family Residence

Est. home value

$317,619

Lot size

0.34 acres

Price per sq ft

$156

Year built

1995

Annual property taxes

$1,936.14

Monthly HOA fee

$105.58

Price History

01/29/2025
Bright

Bright #658921

Price change
$315,000
-5.97%
01/06/2025
Bright

Bright #658921

Price change
$335,000
-4.01%
11/21/2024
Bright

Bright #658921

Listed
$349,000
+63.85%

Schools & Community

Elementary school: 

CENTRAL

Middle school: 

FLUVANNA

High school: 

FLUVANNA

School district: 

FLUVANNA COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$51,826
Asking price
$315,000
Closing costs (~8% of asking)
-$25,200
Est. remaining loan balance
-$237,974
Cash to seller
$51,826

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Loan Depot Inc

Loan start date

November 2023

Original loan amount

$249,694

Est. remaining balance

$237,974

Interest rate

6.72%

Loan type

VA, 15 year

Seller

Stephani M Caputo and Gregory Caputo

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/02/2025 at 11:50 AM

Listing updated: 01/31/2025 at 2:19 PM

Listed by: MATT KNEECE, REAL BROKER, LLC Phone #: (855) 450-0442

MLS: Bright #658921

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