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$510,000

Beds
3
Baths
2.0
sq ft
1,988

18254 West Via Montoya Drive, Surprise, AZ 85387

18254 West Via Montoya Drive

Surprise, AZ 85387

  • 63 days on market
    • Price drop $10,000↓
This beautifully updated 3-bedroom, 2-bathroom offers a spacious, open split-floor plan with tall ceilings and an abundance of natural light. The inviting living spaces flow seamlessly, featuring a den perfect for an office or additional living space. Open Kitchen with granite counters and island. The impressive primary suite boasts a bay window, a generous walk-in closet, and a luxurious en-suite bathroom complete with separate sinks, a garden tub, and a separate shower. Outside, enjoy a low-maintenance yard and a sparkling Lap pool with tiled accents, and water features the perfect place to relax or entertain. The tandem garage provides ample space for vehicles and storage. Whole home water Filtration system and Owned outright 16 Panel solar system. This is a must see!

Details

Property type

Single Family Residence

Est. home value

$454,987

Lot size

6,095 sq ft

Price per sq ft

$257

Year built

2019

Annual property taxes

$1,955

Monthly HOA fee

$63.83

Price History

03/04/2025
ArizonaRegional

ArizonaRegional #6812223

Price change
$510,000
-1.92%
02/20/2025
ArizonaRegional

ArizonaRegional #6812223

Price change
$520,000
-0.95%
01/29/2025
ArizonaRegional

ArizonaRegional #6812223

Listed
$525,000
+22.12%

Schools & Community

Elementary school: 

Kingswood Elementary School

Middle school: 

Kingswood Elementary School

High school: 

Willow Canyon High School

Community features: 

Tennis Court(s), Playground, Pool, Sidewalks

High school district: 

Dysart Unified District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$35,430
Asking price
$510,000
Closing costs (~8% of asking)
-$40,800
Est. remaining loan balance
-$433,770
Cash to seller
$35,430

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Geneva Financial Llc

Loan start date

February 2023

Original loan amount

$445,376

Est. remaining balance

$433,770

Interest rate

6.31%

Loan type

VA, 30 year

Seller

Kenneth Cowen and Kimberly Cowen

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 7:35 PM

Listing updated: 03/04/2025 at 3:43 PM

Listed by: Jason Manning, HomeSmart Phone #: (602) 230-7600

MLS: ArizonaRegional #6812223

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