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$439,000

Beds
4
Baths
2.0
sq ft
2,152

1896 Bay Pine Cir, Gulf Breeze, FL 32563

1896 Bay Pine Cir

Gulf Breeze, FL 32563

  • 56 days on market
    • Price drop $1,000↓
Buyer's financing fell through. Property is BACK ON THE MARKET. NEW ROOF! This property is sold WITH the vacant lot behind it that doubles the size of the original lot. Beautiful brick home with numerous upgrades in Gulf Breeze in Bay Pines Subdivision (Midway area). VA ASSUMABLE LOAN 2.75%. The home has 4 bedrooms and 2 baths. Hardwood flooring with tile flooring with mosaic inlays in all wet areas including master bath, full bath and laundry room. The front door is leaded glass. The living area is open with a vaulted ceiling. There is a formal dining room and formal living room off the large foyer. The great room is large and open, also with vaulted ceiling and a glass door that leads to the covered lanai. The kitchen is open to the large breakfast nook. The kitchen is welcoming with lots of wood cabinets, a breakfast bar, stainless steel appliances and a pantry. The bedrooms are split with the master on one end and the other 3 bedrooms and full bath on the other end. The Master bedroom is large with master bath, a trey ceiling, ceiling fan and glass French doors onto the covered lanai. 60 amp service with a Gen 3 Tesla wall charger in garage. AC/Heating replaced in 2023. Hurricane shutters. Updated lighting in the kitchen and living room. Updated master bathroom with new shower and wall cabinet for storage. All appliances, washer/dryer and playset in fenced play yard (subset of vacant lot) all convey. Large fenced back yard (WAS A SEPARATE LOT, BUT PURCHASED IN 2022 TO BECOME PART OF THE PROPERTY.) DOUBLED THE SIZE OF THE LOT. There is a picture of the home and vacant lot under the Documents section of the listing.

Details

Property type

Single Family Residence

Est. home value

$395,785

Lot size

0.35 acres

Price per sq ft

$204

Year built

2009

Monthly HOA fee

$16.67

Price History

03/19/2025
Pensacola

Pensacola #658284

Price change
$439,000
-0.23%
03/19/2025
Pensacola

Pensacola #658284

Price change
$440,000
+1.15%
03/19/2025
Pensacola

Pensacola #658284

Listed
$435,000

Schools & Community

Elementary school: 

West Navarre

Middle school: 

Woodlawn Beach

High school: 

Gulf Breeze

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$171,100
Asking price
$439,000
Closing costs (~8% of asking)
-$35,120
Est. remaining loan balance
-$232,780
Cash to seller
$171,100

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

North American Savings Bank Fsb

Loan start date

July 2020

Original loan amount

$258,729

Est. remaining balance

$232,780

Interest rate

3.18%

Loan type

VA, 30 year

Seller

Austin Zosso and Sarah Nicole Zosso

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/29/2025 at 7:15 AM

Listing updated: 03/27/2025 at 2:16 PM

Listed by: Kathryn Ray, PARADISE COASTAL REALTY, INC. Phone #: (850) 932-0067

MLS: Pensacola #658284

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