tomo logo

$699,999

Beds
4
Baths
2.0
sq ft
1,496

1906 2nd St, Indian Rocks Beach, FL 33785

1906 2nd St

INDIAN ROCKS BEACH, FL 33785

  • 169 days on market
    • Price drop $69,901↓
One or more photo(s) has been virtually staged. Short Sale. SHORT SALE – SUBJECT TO BANK APPROVAL This property was impacted by flooding from Hurricane Helene. The listing photos, taken just days prior, highlight its potential. The home is currently in post-flood condition with drywall flood cuts throughout and is being sold as-is. Nestled in the heart of Indian Rocks Beach, this property presents an exceptional opportunity. Situated on an oversized lot, the main residence features three bedrooms and two bathrooms, with an additional detached guest cottage offering a cozy 210-square-foot living space with an extra bedroom—ideal for guests or potential rental income. Inside the main house, a spacious dining room (or optional den) provides the perfect setting for entertaining or relaxation. Thoughtfully updated bathrooms and plantation shutters enhance the home’s coastal charm. The backyard is a private oasis, complete with a paved patio, outdoor shower, and an abundance of fruit trees nestled among stunning mature oak trees. Enjoy leisurely afternoons under the pergola or unwind in the swim spa (installed in 2020). Parking is abundant, with space for up to seven vehicles, including a Tesla EV charger that remains with the property. Significant renovations in recent years include a metal roof (2019), tankless water heater (2018), updated electrical, vinyl fencing, and hurricane-grade windows. Whether you’re looking for a primary residence, vacation home, investment property, or the perfect location for a new build, this home offers endless possibilities. Don’t miss your chance to own a slice of paradise in one of IRB’s most desirable locations. Schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$744,803

Property condition

Fixer

Lot size

7,440 sq ft

Price per sq ft

$468

Year built

1957

Annual property taxes

$5,409

HOA

No

Price History

03/11/2025
StellarMLS

StellarMLS #TB8312170

Price change
$699,999
-9.08%
03/04/2025
StellarMLS

StellarMLS #TB8312170

Price change
$769,900
-1.28%
02/18/2025
StellarMLS

StellarMLS #TB8312170

Price change
$779,900
-1.27%

Schools & Community

Elementary school: 

Anona Elementary-PN

Middle school: 

Seminole Middle-PN

High school: 

Largo High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$362,959
Asking price
$699,999
Closing costs (~8% of asking)
-$56,000
Est. remaining loan balance
-$281,040
Cash to seller
$362,959

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

February 2018

Original loan amount

$327,750

Est. remaining balance

$281,040

Interest rate

3.94%

Loan type

New Conventional, 30 year

Seller

Gerald Patrick Liddy and Maria P Liddy

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
StellarMLS
$699,000
4 bd
|
2.5 ba
|
2,396 sq ft
|
House

12805 Mia Cir, Largo, FL 33774

Price drop
StellarMLS
$749,000
3 bd
|
2 ba
|
1,300 sq ft
|
House

348 Bahia Vista Dr, Indian Rocks Beach, FL 33785

StellarMLS
$800,000
2 bd
|
2 ba
|
1,435 sq ft
|
House

4523 Clearwater Harbor Dr S, Largo, FL 33770

Status: Active

Tomo last checked: 04/04/2025 at 2:35 AM

Listing updated: 03/13/2025 at 2:18 PM

Listed by: Diana Pomarico PA, PALERMO REAL ESTATE PROF. INC. Phone #: (813) 637-0117

MLS: StellarMLS #TB8312170

StellarMLS logo