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$145,000

Beds
2
Baths
1.0
sq ft
1,374

1906 Church St, Commerce, TX 75428

1906 Church St

Commerce, TX 75428

  • 11 days on market
    • Price drop $10,000↓
PRICE IMPROVEMENT This rare but affordable property has so much to offer; open space in a peaceful established neighborhood and yet conveniently located close to so many amenities. This cozy 2-bedroom 1-bath home is sitting on a massive, oversized lot measuring nearly half acre, but perfectly located across the street from a newly built splash pad, all within minutes of downtown shopping and dining and just a mile from Texas A&M Commerce campus. Out back you can find a carport that provides two covered parking spaces, a storage shed and the large 30x30 barn equipped with electricity which has been turned into the perfect mancave. This place is set up for entertaining! Add your personal touches and make this gem your dream home or see its potential as an investment property.

Details

Property type

Single Family Residence

Est. home value

$143,428

Lot size

0.4 acres

Price per sq ft

$106

Year built

1965

Annual property taxes

$2,209

Price History

10/31/2024
NTREIS

NTREIS #20760213

Price change
$145,000
-6.45%
10/24/2024
NTREIS

NTREIS #20760213

Listed
$155,000

Schools & Community

Elementary school: 

Commerce

Middle school: 

Commerce

High school: 

Commerce

School district: 

Commerce ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$50,841
Asking price
$145,000
Closing costs (~8% of asking)
-$11,600
Est. remaining loan balance
-$82,559
Cash to seller
$50,841

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

The First Bank Of Celeste

Loan start date

September 2022

Original loan amount

$85,000

Est. remaining balance

$82,559

Interest rate

5.54%

Loan type

New Conventional, 30 year

Seller

Brandon M Mott and Casey M Mott

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/05/2024 at 6:45 AM

Listing updated: 10/31/2024 at 3:27 PM

Listed by: Vanessa Woodlee, Country 'N' City Realty, LLC Phone #: (903) 848-3948

MLS: NTREIS #20760213

NTREIS logo

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