1957 Montgomery Ave, Cardiff By The Sea, CA 92007

HUGE PRICE IMPROVEMENT! This stunning OCEAN VIEW 3-story side-by-side duplex (splitting the units is feasible) has been owned by the same family and never rented out—an exceptional opportunity to own a piece of coastal paradise. One unit has been beautifully updated with modern finishes and high-end touches, offering a luxurious living experience. Short-Term Rental (STR) permit that’s already in place, giving you the ability to live in one unit and rent out the other for immediate rental income. The property boasts breathtaking ocean views from a shared deck that connects both units, perfect for enjoying sunsets or entertaining guests in a serene, coastal setting. The property’s multi-family zoning opens the door to even more possibilities. The 4-car attached garage offers HUGE ADU potential—convert it into 2 separate ADUs or add new units to the rear of the lot. Located just a short stroll from the beach, local restaurants, and boutique shopping, this duplex combines luxury living with convenience. Whether you're searching for a full-time residence, vacation home, or a prime investment opportunity, this property delivers. Don’t miss this chance to own in one of San Diego’s most coveted neighborhoods.