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$1,299,000

Beds
4
Baths
4.0
sq ft
2,700

19974 Front Beach Rd, Panama City Beach, FL 32413

19974 Front Beach Rd

Panama City Beach, FL 32413

  • 47 days on market
    • Price drop $91,000↓
Just steps from the pristine sands of Laguna Beach, this exceptional three-story beachfront home offers the ultimate blend of luxury, comfort, and convenience. Whether you're looking for a primary residence, a second home, or a high-performing vacation rental, this property delivers an unmatched coastal lifestyle in a prime location. Built 18 feet above sea level on helical piers for superior structural stability, this 5-bedroom, 4-bath home is designed to withstand the coastal environment while maximizing breathtaking water views from every floor. Four expansive balconies - two overlooking the Gulf and two facing the serene lake - feature durable, low-maintenance Trex decking, inviting you to relax and take in the scenery. Two ground-level patios provide the perfect setting for al fresco dining or unwinding in the gulf breeze. Inside, every detail has been carefully considered for both style and functionality. Luxury vinyl plank flooring and tile extend throughout the home, complementing high-end finishes and modern conveniences. Each floor boasts a spacious living area and a fully equipped kitchen with granite countertops and top-of-the-line stainless steel appliances. Thoughtfully designed, the layout includes bedrooms on every level, with a private master suite on the third floor showcasing spectacular views. Recent upgrades include smart Lutron lighting for effortless ambiance control and trans-coastal HVAC units with UV ionization, enhancing air quality by reducing dust and allergens. Impact-resistant windows and doors provide energy efficiency and peace of mind, while an oversized tankless water heater ensures a continuous supply of hot water. With no HOA restrictions, the option for short-term rentals, and a golf cart-friendly community, this property offers flexibility and a truly carefree coastal lifestyle. The quieter west side of Panama City Beach provides a more peaceful atmosphere, making this property the ideal retreat for those seeking both seclusion and convenience. Walk to Carousel Supermarket and the famous Thomas Donuts, or hop in the car and reach the world-class shopping, dining, and entertainment Pier Park and 30A offer in under 10 minutes. Come see it for yourself and experience the beauty of beachfront living. Schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$1,563,555

Lot size

3,223 sq ft

Price per sq ft

$482

Year built

2009

Annual property taxes

$3,720

HOA

No

Price History

03/03/2025
CentralPanhandle

CentralPanhandle #768809

Price change
$1,299,000
-6.55%
01/29/2025
CentralPanhandle

CentralPanhandle #768809

Listed
$1,390,000
-0.36%
07/26/2024
CentralPanhandle

CentralPanhandle #759958

Removed
$1,395,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,038,176
Asking price
$1,299,000
Closing costs (~8% of asking)
-$103,920
Est. remaining loan balance
-$156,904
Cash to seller
$1,038,176

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Branch Banking And Trust Co

Loan start date

November 2016

Original loan amount

$317,000

Est. remaining balance

$156,904

Interest rate

2.72%

Loan type

New Conventional, 15 year

Seller

Kristopher Gravo and Eeticia F Gravo

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 4:45 PM

Listing updated: 04/01/2025 at 12:40 PM

Listed by: Duran Group, Berkshire Hathaway HomeServices Beach Properties of Florida Phone #: (850) 252-4160

MLS: CentralPanhandle #768809

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