tomo logo

$439,900

Beds
3
Baths
2.0
sq ft
1,400

20 Hickory Ridge Ln, Mineral Bluff, GA 30559

20 Hickory Ridge Ln

Mineral Bluff, GA 30559

  • 118 days on market
    • Price drop $5,100↓
Nestled among the towering hardwoods & pines of the north GA mountains, this charming cabin exudes a rustic elegance that perfectly harmonizes with its natural surroundings. Perched atop a gentle slope, it offers breathtaking long-range views of the mountains stretching into the horizon. Approaching the cabin, you're greeted by the sight of a massive wraparound deck, stained to match Fall leaves and dappled with sunlight. The deck, with its many spots for tables, chairs, and a grill, invites you to unwind and soak in the tranquility of the wilderness. As you step inside, the cozy interior welcomes you with the crackle of a wood-burning, stone-clad fireplace and the scent of pine. Warm, honey-hued wood paneling lines the walls, creating a sense of intimacy and comfort. The vaulted main living area is surrounded by windows which let in the light and the views, while a well-appointed kitchen stands ready to inspire culinary adventures. The rest of the main floor includes a primary suite with an en suite bath, a second bedroom, and a full bath and separate laundry closet off of the hallway. Venturing outside, a fire pit area awaits, where stories are shared and marshmallows are toasted under the canopy of stars. Ample parking available as well as storage shed. Whether you seek the serenity in the embrace of nature, or simply a place to reconnect with loved ones, this mountain cabin offers an idyllic retreat where memories are made and cherished for a lifetime.

Details

Property type

Est. home value

$389,252

Lot size

2.74 acres

Price per sq ft

$315

Year built

1994

HOA

Yes

Price History

08/22/2024
NortheastGA

NortheastGA #404090

Price change
$439,900
-1.15%
05/22/2024
NortheastGA

NortheastGA #404090

Listed
$445,000
+17.9%
09/13/2021
GeorgiaMLS

GeorgiaMLS #9026314

Sold
$377,450

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

High school district: 

Fannin County

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$87,628
Asking price
$439,900
Closing costs (~8% of asking)
-$35,192
Est. remaining loan balance
-$317,080
Cash to seller
$87,628

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services

Loan start date

September 2021

Original loan amount

$339,705

Est. remaining balance

$317,080

Interest rate

2.8%

Loan type

New Conventional, 30 year

Seller

Thomas Anthony Garza

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
GeorgiaMLS
$495,000
3 bd
|
2 ba
|
2,176 sq ft
|

256 Mountain Hideaway Dr, Blue Ridge, GA 30513

NortheastGA
$425,000
3 bd
|
2 ba
|
1,596 sq ft
|

226 Blue Bird Ln, Blue Ridge, GA 30513

GeorgiaMLS
$489,000
3 bd
|
2 ba
|
1,285 sq ft
|
House

26 College St, Blue Ridge, GA 30513

Status: Active

Tomo last checked: 09/18/2024 at 12:10 AM

Listing updated: 08/22/2024 at 7:54 AM

Listed by: The Mountain Life Team, Keller Williams Realty Partners - Blairsville Phone #: (678) 494-0644

MLS: NortheastGA #404090

NortheastGA logo

Recently listed in Mineral Bluff