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$950,000

Beds
5
Baths
2.5
sq ft
3,840

20 Lake Caroline Dr, Ruther Glen, VA 22546

20 Lake Caroline Dr

RUTHER GLEN, VA 22546

  • 11 days on market
Welcome to Lakeside Living! This Stately Brick Waterfront Home on Beautiful Lake Caroline offers more than what you see from a picture or from the road! Take a real look at this 1.15-acre entertaining paradise that offers 180 feet of shoreline with beautiful lake views. This renovated raised ranch features 2-level living including 5-bedrooms, 2.5-baths with space for all your family & friends to enjoy. Lovely open concept living spaces, The Custom Kitchen features granite countertops, SS appliances, tons of storage and a spacious island for entertaining. The primary suite is complete with custom marble, double vanity, large Oval Soaker Tub. The basement offers entertaining areas, media room, lots of storage wood fireplace and more. And don't forget the MULTI-CRAFT DOCK , firepits, horseshoe pit, fruit trees, flower / vegetable gardens and... the icing on the Cake.... The detached garage! 24’x24’ with 200-amp service, with a 24' x 16' added workshop in the back! With a fenced area for any additional storage needs. Side area on the right of the garage was created for an RV/Bus in mind. Plenty of room for all of your toys, cars and equipment! 24/7 Gated community, 2 boat ramps, 2 sandy beaches, playgrounds, pool, clubhouse and courts for tennis, pickleball, and basketball—all while embracing an active lake lifestyle with boating, swimming, and kayaking at your doorstep. Your Lakeside Paradise Awaits! This extraordinary waterfront retreat blends luxury, comfort, and recreation into one breathtaking property. Don’t miss this rare opportunity—schedule your private showing today! Lake Caroline is located just off I-95 between Ashland & Fredericksburg for easy commuting all around. Close by you will find: Shopping, Pendleton Golf, Library, Community Theatre, Farmer's Market & YMCA, Just down the road a bit - Kings Dominion & the Virginia State Fair, Dominion Raceway & New Kalahari Water Park Coming Soon ! Come check out this gorgeous property in Caroline County's Best Kept SECRET ! LAKE CAROLINE

Details

Property type

Single Family Residence

Est. home value

$543,467

Lot size

1.15 acres

Price per sq ft

$248

Year built

1977

Annual property taxes

$2,925

Monthly HOA fee

$134

Price History

02/20/2025
Bright

Bright #VACV2007628

Listed
$950,000
+18.82%
01/07/2025
Bright

Bright #VACV2006004

Removed
$799,500
08/02/2024
Bright

Bright #VACV2006004

Price change
$799,500
-5.89%

Schools & Community

Elementary school: 

LEWIS AND CLARK

Middle school: 

CAROLINE

High school: 

CAROLINE

Community features: 

Pool

School district: 

CAROLINE COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$574,133
Asking price
$950,000
Closing costs (~8% of asking)
-$76,000
Est. remaining loan balance
-$299,867
Cash to seller
$574,133

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nfm Inc

Loan start date

March 2021

Original loan amount

$329,600

Est. remaining balance

$299,867

Interest rate

2.79%

Loan type

New Conventional, 30 year

Seller

Desiree H P Sedgwick Duvall and William Lee Duvall

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 11:05 PM

Listing updated: 02/20/2025 at 7:19 PM

Listed by: Jan Lyerly, Hometown Realty Services, Inc. Phone #: (804) 752-7585

MLS: Bright #VACV2007628

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