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$599,900

Beds
3
Baths
2.5
sq ft
1,336

201 N 15th St, Fernandina Beach, FL 32034

201 N 15th St

Fernandina Beach, FL 32034

  • 111 days on market
Discover this rare thoughtfully designed 3-bedroom home in Fernandina Beach 3 min to beach access on Atlantic Ave!! Boasting a unique layout, this residence offers a cozy upstairs fireplace, elegant oak wood flooring throughout, and brand-new windows with a lifetime warranty. The bright, white kitchen features neutral tones, a charming built-in breakfast nook, and modern appeal. Enjoy a new roof and a tiled sunroom that invites natural light, perfect for relaxing or entertaining. One of the few beach homes with an underground garage and walk-up basement, this property has all electrical and plumbing installed offering the exciting potential for a mother-in-law suite or nanny quarters. The cabinetry for the basement is included, and the seller, a skilled general contractor, is available to complete the suite at an additional cost. With the opportunity to live upstairs and rent downstairs (pending permits and approvals), this home is ideal for multi-gene Plumbing replaced w PVC

Details

Property type

Single Family Residence

Est. home value

$533,880

Lot size

Unknown

Price per sq ft

$450

Year built

1957

Annual property taxes

$5,839.73

HOA

No

Price History

02/18/2025
RealMLS

RealMLS #2060644

Listed
$599,900
02/15/2025
RealMLS

RealMLS #2060644

Removed
$599,900
12/13/2024
RealMLS

RealMLS #2060644

Listed
$599,900

Schools & Community

Elementary school: 

Southside

Middle school: 

Fernandina Beach

High school: 

Fernandina Beach

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$403,426
Asking price
$599,900
Closing costs (~8% of asking)
-$47,992
Est. remaining loan balance
-$148,482
Cash to seller
$403,426

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Loandepot.Com Llc

Loan start date

November 2021

Original loan amount

$160,000

Est. remaining balance

$148,482

Interest rate

3.01%

Loan type

New Conventional, 30 year

Seller

Michael G O Xeefe

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/03/2025 at 3:05 PM

Listing updated: 03/31/2025 at 7:37 PM

Listed by: GINGER BOVIZ, LPT REALTY LLC Phone #: (877) 366-2213

MLS: RealMLS #2060644

RealMLS logo