tomo logo

$360,000

Beds
2
Baths
2.0
sq ft
1,582

20194 N Riverbank Rd, Maricopa, AZ 85138

20194 N Riverbank Rd

Maricopa, AZ 85138

  • 48 days on market
    • Price drop $5,000↓
Welcome to this elegant 2-bedroom, 2-bathroom plus a den home in an exclusive gated active adult community, designed for comfort and sophistication! With 1,582 sq. ft. of well-appointed living space, this home features high ceilings, no interior steps, and energy-efficient low-e windows with custom shutters, complemented by stylish tile and Luxury Vinyl Plank flooring. A spacious great room creates a warm, inviting atmosphere. The kitchen shines with granite countertops, a pantry, and a reverse osmosis system. The primary bedroom features an ensuite bathroom with a brand new shower. Outside, enjoy a charming, low-maintenance yard with pavers, gravel, and lush plantings, plus a covered patio perfect for relaxing. The 2-car garage features tons of extra storage cabinets. Community perks include a clubhouse, heated pool and spa, guarded entry, workout facility, and more!

Details

Property type

Single Family Residence

Est. home value

$347,340

Lot size

5,101 sq ft

Price per sq ft

$228

Year built

2012

Annual property taxes

$2,641

Monthly HOA fee

$285.37

Price History

03/04/2025
ArizonaRegional

ArizonaRegional #6820127

Price change
$360,000
-1.37%
02/13/2025
ArizonaRegional

ArizonaRegional #6820127

Listed
$365,000
+49.04%
04/07/2020
ArizonaRegional

ArizonaRegional #6038919

Sold
$244,900
+25.08%

Schools & Community

Elementary school: 

Adult

Middle school: 

Adult

High school: 

Adult

Community features: 

Gated, Tennis Court(s), Clubhouse, Fitness Center, Pool, Sidewalks

High school district: 

Adult

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$259,430
Asking price
$360,000
Closing costs (~8% of asking)
-$28,800
Est. remaining loan balance
-$71,770
Cash to seller
$259,430

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Zillow Home Loans Llc

Loan start date

March 2020

Original loan amount

$80,000

Est. remaining balance

$71,770

Interest rate

3.51%

Loan type

New Conventional, 30 year

Seller

Jon P Gaffney and Gail A Gaffney

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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20207 N Riverbank Rd, Maricopa, AZ 85138

Status: Active

Tomo last checked: 04/02/2025 at 1:30 PM

Listing updated: 03/26/2025 at 11:26 AM

Listed by: George Laughton, My Home Group Real Estate Phone #: (623) 242-9459

MLS: ArizonaRegional #6820127

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