tomo logo

$300,000

Beds
4
Baths
2.0
sq ft
1,612

2022 Peaceful Palm St, Ruskin, FL 33570

2022 Peaceful Palm St

RUSKIN, FL 33570

  • 64 days on market
    • Price drop $10,000↓
    • Open house Apr 12
Back on the market, buyer's financing fell through. USDA ELIGIBLE! Imagine walking into a spacious living area with an open floor plan that seamlessly blends the living room, dining area, and kitchen into one harmonious space. The kitchen is truly the heart of the home with ample counter space, a large pantry, and stainless steel appliances making it perfect for both cooking and entertaining. The backsplash adds a splash of color and personality. There are four spacious bedrooms, each offering its own unique charm. The master bedroom is a tranquil retreat with plenty of room and a walk in closet. The fenced yard is perfect for outdoor activities, whether it’s hosting a summer barbecue, gardening, or just lounging in the sun. No CDD, Low HOA fees and you can enjoy the community swimming pool, basketball courts, playground, clubhouse and fitness center. Located in the heart of a vibrant community, this home offers the convenience of being centrally located, with easy access to shops, highways, restaurants, hospitals, colleges, beaches, and more. The owner is highly motivated — Schedule your viewing today!

Details

Property type

Single Family Residence

Est. home value

$320,829

Lot size

5,000 sq ft

Price per sq ft

$187

Year built

2013

Annual property taxes

$3,576.11

Monthly HOA fee

$60

Price History

04/01/2025
StellarMLS

StellarMLS #O6275373

Price change
$300,000
-3.23%
03/26/2025
StellarMLS

StellarMLS #O6275373

Price change
$310,000
-1.59%
03/18/2025
StellarMLS

StellarMLS #O6275373

Price change
$315,000
-0.31%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$82,880
Asking price
$300,000
Closing costs (~8% of asking)
-$24,000
Est. remaining loan balance
-$193,120
Cash to seller
$82,880

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

November 2021

Original loan amount

$208,000

Est. remaining balance

$193,120

Interest rate

3.05%

Loan type

New Conventional, 30 year

Seller

Peter Paterra and Stacey L Carpanzano Paterra

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 7:15 PM

Listing updated: 04/02/2025 at 3:07 PM

Listed by: Vilmari Caraballo, RE/MAX ASSURED Phone #: (800) 393-8600

MLS: StellarMLS #O6275373

StellarMLS logo

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