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$389,900

Beds
4
Baths
2.0
sq ft
2,109

203 Stoneham Dr, Sun City Center, FL 33573

203 Stoneham Dr

SUN CITY CENTER, FL 33573

  • Pending
Under contract-accepting backup offers. No Bank Qualifying!! Do you make a good income, but can't qualify for a traditional Bank Mortgage? Are you new to the area, or self-employed? Here's a way to buy a beautiful Home, in a wonderful 55+ Del Webb Neighborhood, with Seller financing!! You can save THOUSANDS of Dollars ... in Realtor fees, Loan fees and points, and you'll also save BIG on stress and headaches compared to typical Bank Qualifying! Oh, and did I mention there's no PMI either? With just 12.82% down ($50,000.00), your monthly payment (including taxes and insurance), is UNDER $2,900/month! And, with an interest rate of just 6%! This gorgeous 3 bedroom (plus Den), plus 2 bathroom Home has been renovated. It boasts 3 bedrooms (PLUS a Den), 2 full bathrooms, and a 2 car garage, block construction, with approx. 2,109 sq. ft. Recent four-point reflects updated A/C, electric panel, and water heater. Situated on a private lot of almost ½ acre, you'll enjoy private views right out your back window, with huge trees ... on what once was the Sandpiper Golf Course. The Kitchen has beautiful Porcelain countertops, with a huge workspace. Stainless steel/black appliances. Updated bathrooms with new countertops, marble backsplashes, and new faucets. The Master Bath has a walk-in shower, with clear designer doors, and a HUGE countertop. Also, a nice sized walk-in closet. The second bath has a tub/shower combo., with REAL Ceramic tile - no cheap fiberglass or plastic here! This secondary bath has TONS of storage, with TALL cabinets and lots of drawers. Located next to the secondary bedroom, which currently contains a King-Size Bed. There is fresh paint throughout, with lots of storage in the Laundry room, and even more in a hallway closet. More storage is found with TWO coat closets, one on each side on the entry door. Ceiling fans are found in every room. The property is beautifully landscaped, with lots of grass, and over 10 Palm Trees, various Hibiscus, and Plumeria. The wildlife is also very abundant here ... you will see an occasional Red Fox, Raccoon, lots of Sandhill Cranes, White Ibis, Hawks, even Bald Eagles! This is a 55+ Neighborhood, with tons of amenities. There is a one-time initial fee to join the "MASTER" Sun City Center Community Association, which gives you access to all of the amenities. The "St. Andrews' Estates" Neighborhood HOA fee is incredibly low, at just $40.00 per year! If you love pets, this is where you'll want to be! You are allowed up to 4 pets, with NO SIZE restriction ... this is VERY RARE in Sun City Center. (Refer to CC&R's for specifics). This is a Golf Cart approved Community, with tons of shopping close by - Aldi, Publix, Winn Dixie, McDonalds, Dollar Tree, CVS, Walgreens, various Banks, Ace Hardware, Walmart and much more - ALL accessible with your Golf Cart! The Neighborhood also has a 24-Hour Security Patrol. Several Doctors offices are close by, with the Fire Department about a mile away, and also a new Hospital, just down the street. Everything you need and want is right here!! The Home could even be sold furnished if desired.

Details

Property type

Single Family Residence

Est. home value

$384,612

Lot size

0.41 acres

Price per sq ft

$185

Year built

1979

Annual property taxes

$6,000.23

Monthly HOA fee

$3.33

Price History

07/06/2024
StellarMLS

StellarMLS #T3532178

Pending
$389,900
07/03/2024
StellarMLS

StellarMLS #T3532178

Price change
$389,900
+8.34%
06/08/2024
StellarMLS

StellarMLS #T3532178

Listed
$359,900
-10.01%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks

Senior community center: 

Yes

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$250,848
Asking price
$389,900
Closing costs (~8% of asking)
-$31,192
Est. remaining loan balance
-$107,860
Cash to seller
$250,848

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Freedom Mortgage Corp

Loan start date

October 2018

Original loan amount

$120,000

Est. remaining balance

$107,860

Interest rate

4.54%

Loan type

New Conventional, 30 year

Seller

Phyllis Maxine Allen and Allen Family Trust

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 07/06/2024 at 5:00 AM

Listing updated: 07/05/2024 at 9:39 PM

Listed by: Craig Allen, MVP REALTY ASSOCIATES, LLC Phone #: (239) 963-4499

MLS: StellarMLS #T3532178

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