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$172,800

Beds
3
Baths
1.0
sq ft
1,069

204 Holden Rd, Palatka, FL 32177

204 Holden Rd

Palatka, FL 32177

  • Pending
    • Price drop $20,000↓
Nice three-bedroom, one bath home located in the heart of Palatka, Florida within walking distance of shopping and restaurants. This home has a large covered screened porch that can be converted to a carport. The interior bedrooms are separated from the living area and has a fully functional kitchen, breakfast bar and dining area. The property includes a detached 900 S/F Garage suitable for a workshop or vehicle storage.

Details

Property type

Single Family Residence

Est. home value

$197,808

Lot size

0.4 acres

Price per sq ft

$162

Year built

1965

Annual property taxes

$2,437.53

HOA

No

Price History

03/14/2025
RealMLS

RealMLS #2064103

Pending
$172,800
03/06/2025
RealMLS

RealMLS #2064103

Price change
$172,800
-10.37%
02/24/2025
RealMLS

RealMLS #2064103

Price change
$192,800
-1.08%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$93,700
Asking price
$172,800
Closing costs (~8% of asking)
-$13,824
Est. remaining loan balance
-$65,276
Cash to seller
$93,700

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Harbor Community Bank

Loan start date

August 2016

Original loan amount

$80,514

Est. remaining balance

$65,276

Interest rate

3.48%

Loan type

FHA, 30 year

Seller

Mahalah A Wallace

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/04/2025 at 6:05 AM

Listing updated: 03/31/2025 at 7:38 PM

Listed by: JAMIE LAMAR GRANT, WATKINS REALTY GROUP Phone #: (386) 227-8362

MLS: RealMLS #2064103

RealMLS logo

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