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$5,470,000

Beds
9
Baths
9.5
sq ft
5,215

20407 Front Beach Rd, Panama City Beach, FL 32413

20407 Front Beach Rd

Panama City Beach, FL 32413

  • <1 day on market
$444,625 - 2024 ACTUAL RENTAL NUMBER - $344K already on the books for 2025. This gulf front beauty is sure to please with 9 Bedrooms and 9 1/2 baths. Each bedroom has it's own bath. The lower level features a TV lounge area, game room and kitchen, all opening to a spacious balcony and private pool overlooking the gulf. The second level welcomes you with a large living space, kitchen/dining area and full length balcony with amazing gulf views. On the 2nd, 3rd and 4th levels you will find multiple bedrooms and bunk rooms providing plenty of sleeping space for everyone. Each level of this amazing home has balconies to capture the beauty of the blue green waters, powder white sand, and unparelleled sunset views that await you! Call for your private showing today.......you will not be disappointed.

Details

Property type

Single Family Residence

Est. home value

$5,109,757

Lot size

3,964 sq ft

Price per sq ft

$1,049

Year built

2019

Annual property taxes

$32,314

Monthly HOA fee

$12.5

Price History

03/15/2025
CentralPanhandle

CentralPanhandle #770429

Listed
$5,470,000
01/06/2025
CentralPanhandle

CentralPanhandle #738001

Removed
$5,470,000
02/25/2023
CentralPanhandle

CentralPanhandle #738001

Listed
$5,470,000
+40.26%

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$3,031,618
Asking price
$5,470,000
Closing costs (~8% of asking)
-$437,600
Est. remaining loan balance
-$2,000,782
Cash to seller
$3,031,618

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Hsbc Bank Usa

Loan start date

November 2021

Original loan amount

$2,151,600

Est. remaining balance

$2,000,782

Interest rate

3.01%

Loan type

New Conventional, 30 year

Seller

Isaac Michan Betech

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/15/2025 at 9:05 PM

Listing updated: 03/15/2025 at 4:59 PM

Listed by: Debbie J Grist, Sand Dunes Real Estate, LLC Phone #: (850) 460-3262

MLS: CentralPanhandle #770429

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