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$1,050,000

Beds
3
Baths
3.5
sq ft
1,690

2055 Beach Wood Rd, Fernandina Beach, FL 32034

2055 Beach Wood Rd

Fernandina Beach, FL 32034

  • 15 days on market
This professionally designed and fully renovated villa is a rare find, featuring high-end finishes and modern upgrades throughout. With a fully updated electrical system (wiring, outlets, and panel), plumbing, and HVAC, this property offers both style and functionality. Enjoy the peace of mind that comes with brand-new windows and sliders, alongside a gourmet kitchen boasting 42'' cabinets, quartz countertops, and sleek stainless-steel appliances. The home includes three and a half fully renovated bathrooms, with the master suite offering a true retreat—complete with a private balcony, free-standing tub, walk-in shower, and double vanities. Nestled on the highly desirable Amelia Island Plantation, less than a block from the beach access, the villa is perfectly positioned overlooking the serene Red Maple Lake and the scenic Little Sandy Golf Course. The shade from towering oaks creates a tranquil atmosphere, and the stunning evening sunsets, visible from both the back patio and the and the master balcony, offer the ideal setting for winding down with a glass of wine. Perfect for a primary residence, second home, or a vacation rental, this villa offers short-term or long-term rental potential (with no restriction on the nightly minimum). The elegant design elementssuch as designer ceiling fans, chandeliers and wall paperenhance the feeling of luxury and peace throughout the space. If you're looking for a breathtaking home that blends sophistication, comfort, and exceptional surroundings, this villa is a must-see. Make it yours before someone else does!

Details

Property type

Condominium

Est. home value

$770,951

Lot size

Unknown

Price per sq ft

$622

Year built

1974

Annual property taxes

$6,839.32

Monthly HOA fee

$153.17

Price History

03/19/2025
RealMLS

RealMLS #2076502

Listed
$1,050,000
+20.83%
11/17/2023
RealMLS

RealMLS #1259317

Sold
$869,000
+151.88%
07/14/2015
RealMLS

RealMLS #762964

Sold
$345,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$279,777
Asking price
$1,050,000
Closing costs (~8% of asking)
-$84,000
Est. remaining loan balance
-$686,223
Cash to seller
$279,777

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Morgan Stanley Private Bank Na

Loan start date

November 2023

Original loan amount

$695,200

Est. remaining balance

$686,223

Interest rate

7.31%

Loan type

New Conventional, 30 year

Seller

Michael T Mcswain and Elizabeth S Mcswain

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 2:40 PM

Listing updated: 03/31/2025 at 7:40 PM

Listed by: JENNIFER SOLOMON, WATSON REALTY CORP Phone #: (904) 261-3986

MLS: RealMLS #2076502

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