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$669,000

Beds
4
Baths
4.0
sq ft
3,499

20632 Highland Lake Dr, Lago Vista, TX 78645

20632 Highland Lake Dr

Lago Vista, TX 78645

  • 13 days on market
Enjoy partial views of Lake Travis and the Hill Country from the expansive front porch of this charming 1-story ranch-style home on a 1-acre lot in the heart of Lago Vista. With 3,499 sq. ft. of living space, this home offers 4 bedrooms, 4 bathrooms, 2 living areas, 2 dining areas, a game room/media room, office, and sunroom. The kitchen flows effortlessly into the living and dining areas, ideal for entertaining, and features granite countertops, a center island, custom cabinets and pantry with pull-out drawers and shelves, and double ovens. The living room showcases a brick fireplace and large windows, providing views of the lake and Hill Country, though the lake's current low levels limit the views. The spacious primary suite also enjoys scenic vistas, and the en-suite bath offers double vanities, granite countertops, and a separate tub and shower. This property is a perfect multi-generational or potential multifamily home with plenty of room for a pool. Recent updates include a new metal roof and two replaced A/C units. The home is located just a short walk from the lake and waterfront parks. This property also offers the potential for a short-term rental (STR), and the seller will consider owner financing. Lago Vista offers a wealth of amenities, including private waterfront parks, boat ramps, a pool, fitness centers, hiking trails, and pickleball. Just 40 minutes from downtown Austin and 55 minutes to Austin-Bergstrom International Airport, this home combines serene living with easy access to the city. Schedule a showing today!

Details

Property type

Single Family Residence

Est. home value

$699,757

Lot size

1.0042 acres

Price per sq ft

$192

Year built

1983

Annual property taxes

$13,043.21

Monthly HOA fee

$20

Price History

03/21/2025
Austin

Austin #1357707

Listed
$669,000
10/04/2024
Austin

Austin #9780446

Removed
09/02/2024
Austin

Austin #9780446

Listed
$599,500

Schools & Community

Elementary school: 

Lago Vista

Middle school: 

Lago Vista

High school: 

Lago Vista

Community features: 

Clubhouse, Fishing, Fitness Center, Golf, Lake, Park, Pool, Tennis Court(s)

High school district: 

Lago Vista ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$591,363
Asking price
$669,000
Closing costs (~8% of asking)
-$53,520
Est. remaining loan balance
-$24,117
Cash to seller
$591,363

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cendant Mtg Corp

Loan start date

August 1998

Original loan amount

$100,000

Est. remaining balance

$24,117

Interest rate

6.96%

Loan type

Not Provided, 30 year

Seller

Clive A Rutherford and Joyce Rutherford

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 4:25 AM

Listing updated: 04/01/2025 at 8:58 AM

Listed by: Mary Williams, Compass RE Texas, LLC Phone #: (512) 575-3644

MLS: Austin #1357707

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