tomo logo

$539,990

Beds
5
Baths
3.5
sq ft
3,268

21 Ridge Rd, Palm Coast, FL 32137

21 Ridge Rd

Palm Coast, FL 32137

  • 140 days on market
    • Price drop $10,000↓
Welcome to this impressive 3,268 sq. ft. concrete block home in the sought-after Sawmill Creek community in Palm Coast! Designed for both family living and comfort, this two-story residence offers two spacious primary suites—one on each floor—perfect for multi-generational living or hosting guests. Inside, a gourmet kitchen awaits, featuring quartz countertops and modern appliances to inspire any home chef. Each floor has its own air conditioner, creating separate climate zones for year-round comfort. Both primary suites include luxurious walk-in showers, and every bedroom offers oversized closets, providing ample storage with a spa-like touch. The oversized two-car garage provides plenty of room for vehicles, storage, or a workshop. Outside, a fully fenced backyard is perfect for gatherings, pets, or relaxation. Additional features like gutters and a beautifully landscaped yard add to the appeal. Don't miss the chance to own this spacious, family-friendly haven in Sawmill Creek! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Details

Property type

Single Family Residence

Est. home value

$439,521

Property condition

Updated/Remodeled

Lot size

6,098.4 sq ft

Price per sq ft

$166

Year built

2023

Annual property taxes

$7,285.8

Monthly HOA fee

$28

Price History

03/29/2025
RealMLS

RealMLS #2056352

Price change
$539,990
-1.82%
02/18/2025
RealMLS

RealMLS #2056352

Price change
$549,990
-6.78%
01/31/2025
RealMLS

RealMLS #2056352

Price change
$589,990
-1.67%

Schools & Community

Elementary school: 

Belle Terre

Middle school: 

Indian Trails

High school: 

Matanzas

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$28,645
Asking price
$539,990
Closing costs (~8% of asking)
-$43,199
Est. remaining loan balance
-$468,146
Cash to seller
$28,645

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rmc Home Mortgage Llc

Loan start date

September 2023

Original loan amount

$475,665

Est. remaining balance

$468,146

Interest rate

6.9%

Loan type

New Conventional, 30 year

Seller

Joshua David Henriquez and Cynthia A Henriquez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
StellarMLS
$475,000
5 bd
|
3 ba
|
3,058 sq ft
|
House

28 Lindberg Ln, Palm Coast, FL 32137

RealMLS
$474,900
5 bd
|
2.5 ba
|
2,934 sq ft
|
House

77 London Dr, Palm Coast, FL 32137

Price drop
StellarMLS
$489,900
5 bd
|
2.5 ba
|
2,620 sq ft
|
House

4 Leeds Pl, Palm Coast, FL 32137

Status: Active

Tomo last checked: 04/02/2025 at 2:10 AM

Listing updated: 03/31/2025 at 7:37 PM

Listed by: DJ DELLA SALA, DJ & LINDSEY REAL ESTATE Phone #: (904) 643-6199

MLS: RealMLS #2056352

RealMLS logo

Recently listed in Palm Coast