tomo logo

$845,000

Beds
3
Baths
2.5
sq ft
2,078

2108 SW 38th Ter, Cape Coral, FL 33914

2108 SW 38th Ter

Cape Coral, FL 33914

  • 105 days on market
    • Price drop $10,000↓
    • Open house Apr 06
Boater’s Paradise with Gulf Access! Attention avid boaters: your dream home awaits! This custom-built gem in Southwest Cape Coral combines elegance, functionality, and Gulf access—all at an affordable price. From the moment you arrive, the curb appeal impresses. Professionally landscaped grounds, a brick paver driveway, a terracotta tile roof, and a large bay window with arched detailing welcome you home. Inside, the charm continues with custom features, wide-plank tile flooring throughout, and a cathedral ceiling in the spacious family room. This stunning three-bedroom home offers an extra den, perfect as a home office, playroom, media room, or library. The open-concept floorplan seamlessly connects the family room to the custom kitchen, ideal for entertaining. The kitchen boasts ample cabinetry, a striking center island with seating, upgraded stainless steel appliances, a wine cooler, and a vent hood. Step through disappearing sliders onto the expansive pavered lanai, where the SW Florida lifestyle comes alive. Relax in the heated pool, complete with two sitting shelves and a water feature, or lounge in the shaded seating area under the pool cage. Beyond, a large fenced yard leads to your private boat dock with a seawall, electric hook-up, and lift—perfect for Gulf excursions. The primary suite is a tranquil retreat, featuring a tray ceiling, his-and-hers walk-in closets, and private slider access to the lanai. The spa-inspired primary bath includes rich cabinetry, a freestanding soaking tub, and a luxurious walk-through shower. Two additional spacious bedrooms ensure comfort for family or guests. The three-car garage offers versatility, with one bay outfitted with separate A/C for a workshop or extra storage. A whole-home reverse osmosis and charcoal filtration system adds convenience and peace of mind. Located minutes from shopping, dining, parks, theaters, and the pristine beaches of Ft. Myers and Sanibel, this home is perfect for families, empty nesters, or savvy investors seeking rental income. Don’t miss your chance to live the ultimate Florida lifestyle—schedule your private showing today!

Details

Property type

Single Family Residence

Est. home value

$780,062

Lot size

0.23 acres

Price per sq ft

$407

Year built

2011

Annual property taxes

$6,256.99

HOA

No

Price History

03/18/2025

FGCMLS #224101833

Price change
$845,000
-1.17%
02/22/2025

FGCMLS #224101833

Price change
$855,000
-1.16%
01/25/2025

FGCMLS #224101833

Price change
$865,000
-1.59%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Number of units in community: 

1

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Fifth Third Bank Na

Loan start date

December 2023

Original loan amount

$120,000

Est. remaining balance

Not provided

Interest rate

7.63%

Loan type

Future Advance Clause / Open End Mortgage, 30 year

Seller

Sheila G Verteramo and The Sheila G Verteramo Trust

Lender

Fifth Third Bank Na

Loan start date

December 2023

Original loan amount

$120,000

Est. remaining balance

Not provided

Interest rate

7.63%

Loan type

Future Advance Clause / Open End Mortgage, 30 year

Seller

Sheila G Verteramo and The Sheila G Verteramo Trust

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 7:55 PM

Listing updated: 04/02/2025 at 8:05 PM

Listed by: Sarah Bolen, Realty One Group MVP Phone #: (800) 896-8790

MLS: FGCMLS #224101833

FGCMLS logo

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