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$399,000

Beds
4
Baths
2.0
sq ft
1,768

212 Villa Bay Dr, Panama City Beach, FL 32407

212 Villa Bay Dr

Panama City Beach, FL 32407

  • <1 day on market
As you pull up to this 2020 home, you will notice the neighborhood is well-manicured and lined with sidewalks, perfect for evening walks. Once in your driveway, you will notice the light royal blue Hardie board siding, double garage, and an aesthetically pleasing front garden perfectly placed in front of your covered front porch. As you walk through the front door into the foyer, notice the classic and timeless light wood grain luxury vinyl plank and neutral wall colors. To the right are two sizable bedrooms with a common bathroom. To the left is another bedroom with an oversized closet and a separate full-sized laundry room. The foyer leads into the open concept design, with the kitchen overlooking the dining and living room areas. The kitchen is beautifully designed with granite countertops, stainless steel appliances, a kitchen island with a breakfast bar, and a large pantry. From the dining room, enter the backdoor leading to the back covered porch, perfect for outdoor dining; the backyard is lined with a privacy fence and backs up to a wooded area, allowing you and your guest to enjoy an even more private view. Back inside, to the left of the dining room, is the living room that boasts 9' trey ceiling and overlooks the backyard. To the left of the living room is the primary bedroom also with 9 'ceilings, lots of natural light from the private view of the backyard, and a sizeable 5 piece bathroom with double sinks, a soaking tub, a separate shower, and a large walk-in closet. The Emerald Cove is a newer community with sidewalks & a dog park and is just a short drive from the beautiful white sands of Panama City Beach, along with many options for dining, shopping, and adventure. Not looking to move just yet? This home offers a fantastic investment opportunity, currently renting at $2,250. For more information or to schedule a showing, reach out to your favorite Realtor today.

Details

Property type

Single Family Residence

Est. home value

$433,436

Lot size

5,100 sq ft

Price per sq ft

$226

Year built

2020

Annual property taxes

$4,498

Monthly HOA fee

$50

Price History

02/08/2025
CentralPanhandle

CentralPanhandle #768570

Listed
$399,000
-3.86%
10/01/2024
CentralPanhandle

CentralPanhandle #748972

Removed
$415,000
08/19/2024
CentralPanhandle

CentralPanhandle #748972

Price change
$415,000
-1.19%

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$197,477
Asking price
$399,000
Closing costs (~8% of asking)
-$31,920
Est. remaining loan balance
-$169,603
Cash to seller
$197,477

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Regions Bank

Loan start date

April 2023

Original loan amount

$172,975

Est. remaining balance

$169,603

Interest rate

6.65%

Loan type

FHA, 30 year

Seller

Kimberley Marie Wilhoit and Glen Allen Wilhoit

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/11/2025 at 3:50 AM

Listing updated: 02/10/2025 at 1:59 PM

Listed by: Melany Hathcock, CENTURY 21 Ryan Realty Inc Phone #: (850) 233-7926

MLS: CentralPanhandle #768570

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