tomo logo

$259,900

Beds
2
Baths
1.5
sq ft
1,182

2122 Sterling Cove Blvd, Panama City, FL 32408

2122 Sterling Cove Blvd

Panama City, FL 32408

  • 1 day on market
Ideal location for this affordable 2BD/1.5BA beach townhome in the sought-after gated community of Gates at Sterling Cove. This home features an open floor plan on the main level, with two spacious bedrooms and a full bath upstairs. The kitchen is equipped with newer stainless steel appliances, adding a modern touch. Recent updates include a roof replacement in 2019, a new A/C unit in 2021, a water heater in 2024, and a garage door opener in 2024. The HOA covers pool access, lawn maintenance, pest service, and garbage collection. Conveniently located near the Navy base, schools, shopping, and more! A great opportunity for first-time buyers or investors. No short-term rentals allowed. Age, square footage, lot, and room sizes are approximate; if important, please verify.

Details

Property type

Single Family Residence

Est. home value

$269,546

Lot size

2,439 sq ft

Price per sq ft

$220

Year built

2005

Annual property taxes

$1,623

Monthly HOA fee

$221.67

Price History

01/28/2025
CentralPanhandle

CentralPanhandle #767837

Listed
$259,900
+46.01%
06/30/2020
CentralPanhandle

CentralPanhandle #690205

Sold
$178,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Community features: 

Pool, Gated

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$86,395
Asking price
$259,900
Closing costs (~8% of asking)
-$20,792
Est. remaining loan balance
-$152,713
Cash to seller
$86,395

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Capital City Home Loans Llc

Loan start date

June 2020

Original loan amount

$169,100

Est. remaining balance

$152,713

Interest rate

3.28%

Loan type

New Conventional, 30 year

Seller

Kyle Kelly

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/30/2025 at 1:55 AM

Listing updated: 01/28/2025 at 7:10 PM

Listed by: Ramil Zartdinov, Local Insight Realty Phone #: (850) 832-9417

MLS: CentralPanhandle #767837

CentralPanhandle logo

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