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$765,000

Beds
2
Baths
2.0
sq ft
988

21312 Hilltop Ave, Panama City Beach, FL 32413

21312 Hilltop Ave

Panama City Beach, FL 32413

  • 3 days on market
Well built home in an excellent location. Convenient access to the beach. Deeded Beach to preserve the natural environment. Golfcart friendly neighborhood, In the quiet west end of Panama City Beach. No HOA's, short term rentals allowed. Minutes from 30a and Pier Park. Top quality materials used in all recent updates. Some upgrades done in the last three years, Roof, septic tank replaced, doors and windows(impact rated with grey glass), paint, driveway, concrete block wall, trex fencing (lifetime guarantee), aluminum fencing, pavers, Turf with 15 year guarantee. Street access to the backyard. Room for a pool.

Details

Property type

Single Family Residence

Est. home value

$395,951

Lot size

4,966 sq ft

Price per sq ft

$775

Year built

1989

Annual property taxes

$1,791

HOA

No

Price History

03/27/2025
CentralPanhandle

CentralPanhandle #771039

Listed
$765,000
+278.71%
09/06/2019
CentralPanhandle

CentralPanhandle #684981

Sold
$202,000

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$398,645
Asking price
$765,000
Closing costs (~8% of asking)
-$61,200
Est. remaining loan balance
-$305,155
Cash to seller
$398,645

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Tyndall Fcu

Loan start date

September 2023

Original loan amount

$310,000

Est. remaining balance

$305,155

Interest rate

6.96%

Loan type

New Conventional, 30 year

Seller

Joseph W Ross and Joseph Ross

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/30/2025 at 7:35 PM

Listing updated: 03/28/2025 at 3:40 PM

Listed by: Douglas Addeo, Regional Trust Corporation Phone #: (561) 852-1341

MLS: CentralPanhandle #771039

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