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$278,000

Beds
3
Baths
2.0
sq ft
1,251

214 NW 4th Ter, Cape Coral, FL 33993

214 NW 4th Ter

Cape Coral, FL 33993

  • 70 days on market
    • Price drop $2,000↓
CITY WATER AND SEWER! 2023 Roof, 2021 A/C, 2022 Water Heater, and a New Fence—This Move-In Ready 3-Bedroom Home Has It All! If you're looking for a home with big-ticket updates already done, this 3/2 home in NW Cape is your answer. This home combines value, convenience, and potential! The 2023 roof means no stress during storm season, the 2021 A/C system keeps you cool year- round, and the 2022 water heater ensures reliable hot water. The home is connected to city water and sewer, so you’ll never deal with septic or well maintenance. Brand-new privacy fence installed in 2023, and your backyard is secure, serene, and ready for your personal touch. Inside, the vaulted ceilings create an open, airy feel, while the split floor plan offers smart functionality and privacy. The living area leads to a large screened lanai—perfect for hosting or just unwinding. Outside, the spacious backyard features two stunning live oak trees, tons of shade, and plenty of room to add a pool or design your outdoor oasis. The seller is offering credit toward luxury vinyl plank (LVP) flooring with the right offer, letting you customize the interior to suit your style. This home is the perfect mix of move-in ready and full of possibilities. Don’t wait—schedule your private showing today before this one’s gone!

Details

Property type

Single Family Residence

Est. home value

$300,230

Lot size

0.23 acres

Price per sq ft

$223

Year built

2004

Annual property taxes

$4,447.67

HOA

No

Price History

02/25/2025

FGCMLS #225008778

Price change
$278,000
-0.71%
01/31/2025

FGCMLS #225008778

Price change
$280,000
-1.75%
01/22/2025

FGCMLS #225008778

Price change
$285,000
-25.97%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Number of units in community: 

1

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Rocket Mortgage Llc

Loan start date

January 2024

Original loan amount

$5,165

Est. remaining balance

$5,096

Interest rate

7.29%

Loan type

FHA, 28 year

Seller

Mary Winter

Lender

Rocket Mortgage Llc

Loan start date

January 2024

Original loan amount

$5,165

Est. remaining balance

$5,096

Interest rate

7.29%

Loan type

FHA, 28 year

Seller

Mary Winter

Lender

United States Small Business Admin

Loan start date

February 2023

Original loan amount

$46,500

Est. remaining balance

Not provided

Interest rate

6.33%

Loan type

SBA Participation Trust Deed, 30 year

Seller

Mary Elizabeth Winter and Nicholas Chesbro

Lender

United States Small Business Admin

Loan start date

February 2023

Original loan amount

$46,500

Est. remaining balance

Not provided

Interest rate

6.33%

Loan type

SBA Participation Trust Deed, 30 year

Seller

Mary Elizabeth Winter and Nicholas Chesbro

Lender

Rocket Mortgage Llc

Loan start date

May 2022

Original loan amount

$218,152

Est. remaining balance

$208,599

Interest rate

5%

Loan type

FHA, 30 year

Seller

Mary Winter

Lender

Rocket Mortgage Llc

Loan start date

May 2022

Original loan amount

$218,152

Est. remaining balance

$208,599

Interest rate

5%

Loan type

FHA, 30 year

Seller

Mary Winter

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 12:30 AM

Listing updated: 03/18/2025 at 12:15 PM

Listed by: Kagan Smith, EXP Realty LLC Phone #: (888) 883-8509

MLS: FGCMLS #225008778

FGCMLS logo

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