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$265,000

Beds
3
Baths
2.0
sq ft
2,016

22105 Ridgeway St, Saint Clair Shores, MI 48080

22105 Ridgeway St

St. Clair Shores, MI 48080

  • 79 days on market
    • Price drop $10,000↓
Step into this pristine, modern colonial, offering an exceptional blend of comfort and style. The first floor boasts a spacious bedroom and full bath, perfect for convenience or guest accommodations. The expansive Great Room and kitchen feature beautiful hardwood floors, ideal for gatherings and daily living. A versatile Flex Room on the entry level can be used as a home office or additional living space. Upstairs, you’ll find the impressive primary suite with a large bath, plus a third bedroom and cozy sitting room—perfect for relaxation or a quiet retreat. Laundry is just steps from the kitchen for added convenience. This home also includes a two-car detached garage and is move-in ready with immediate availability at closing. Located near the vibrant Nautical Mile, enjoy easy access to dining, shopping, and waterfront activities. Don’t miss out on this incredible opportunity!

Details

Property type

Single Family Residence

Est. home value

$329,530

Lot size

6,970 sq ft

Price per sq ft

$132

Year built

1940

Annual property taxes

$6,944

Price History

12/06/2024
Realcomp

Realcomp #20240075200

Price change
$265,000
-3.64%
11/07/2024
Realcomp

Realcomp #20240075200

Price change
$275,000
-7.72%
11/01/2024
Realcomp

Realcomp #20240075200

Price change
$298,000
-12.09%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Lakeshore (St. Clair Shores)

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Pennymac Loan Services Llc

Loan start date

October 2021

Original loan amount

$30,322

Est. remaining balance

$28,208

Interest rate

2.87%

Loan type

FHA, 30 year

Seller

Blair A Gaines

Lender

Michigan Mutual Inc

Loan start date

August 2019

Original loan amount

$186,558

Est. remaining balance

$166,685

Interest rate

3.75%

Loan type

FHA, 30 year

Seller

Blair A Gaines

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/23/2024 at 6:40 AM

Listing updated: 12/06/2024 at 2:10 PM

Listed by: James L Hall, Simon & Associates Real Estate Phone #: (248) 635-2880

MLS: Realcomp #20240075200

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