tomo logo

$349,500

Beds
3
Baths
2.0
sq ft
1,921

222 Morning Creek Way, Panama City, FL 32404

222 Morning Creek Way

Panama City, FL 32404

  • 7 days on market
Welcome to 222 Morning Creek Way! This immaculate 2021 Truland Home has so many great things to offer, one being the potential VA Assumable Loan with a 2.375% interest rate, ask your favorite real estate agent today for more details! Conveniently located, this property boosts an open living area, 3 bedrooms, 2 full baths, a flex room/ space and a large laundry room. The kitchen features granite countertops with stainless steel appliances. Each bedroom has a walk in closet and the washer and dryer stay with the home! In the backyard, you are greeted by a serene back porch and yard area overlooking a pond. Come check this one out today before it's gone!

Details

Property type

Single Family Residence

Est. home value

$367,605

Lot size

6,578 sq ft

Price per sq ft

$182

Year built

2021

Annual property taxes

$3,256

Monthly HOA fee

$77.33

Price History

02/14/2025
CentralPanhandle

CentralPanhandle #768876

Listed
$349,500
+7.4%
11/29/2021
CentralPanhandle

CentralPanhandle #718417

Sold
$325,424

Schools & Community

Elementary school: 

Callaway

Middle school: 

Rutherford Middle

High school: 

Rutherford

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$7,255
Asking price
$349,500
Closing costs (~8% of asking)
-$27,960
Est. remaining loan balance
-$314,285
Cash to seller
$7,255

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fairway Independent Mortgage Corp

Loan start date

November 2021

Original loan amount

$337,139

Est. remaining balance

$314,285

Interest rate

3.05%

Loan type

VA, 30 year

Seller

Michael Yergin and Marie Yergin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 5:55 PM

Listing updated: 02/20/2025 at 9:09 AM

Listed by: Tiffany L Clevenger, Clubbs Real Estate Group LLC Phone #: (850) 750-2000

MLS: CentralPanhandle #768876

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